Commercial Director

JR United Kingdom; Hatching Green; On-site; GBP 70,000 - 90,000; Full time

Job summary

A leading company is seeking a motivated individual to lead their Commercial team. The role involves overseeing mortgage and savings sales, product development, and ensuring compliance with regulatory standards. The ideal candidate will have a strong leadership background and experience in financial services, with a focus on enhancing member outcomes. This position offers the opportunity to influence strategic objectives and drive growth within the organization.

Qualifications

• Experienced in regulated financial services in the UK.
• Proficient in data analysis and understanding of the UK financial market.

Responsibilities

• Lead the Commercial team to deliver growth plans and objectives.
• Ensure compliance with the Consumer Duty Act and promote good financial outcomes.
• Design and implement compelling propositions for members.

Skills

Leadership

Data Analysis

Project Management

Financial Services Knowledge

Job description

This job description provides a comprehensive overview of the role, responsibilities, and requirements. However, it could benefit from improved formatting for better readability and focus. Reorganizing the content with clearer headings and bullet points, and removing some repetitive or less relevant details, will enhance clarity and engagement. Here's a refined version:

Position Overview

Lead the Commercial team to deliver the Society’s growth plans and strategic objectives. Oversee mortgage and savings sales, marketing activities, product development, distribution strategy, and influence the mortgage proposition through lending policy and service delivery.

Responsibilities

Channels

• Establish and maintain key relationships with service providers and intermediaries.
• Design and implement compelling propositions for members and intermediaries to meet commercial targets.
• Identify and onboard new distribution channels, including aggregators.
• Collaborate with the Director of Operations to build and maintain a high-quality mortgage book.

Customers/Members

• Ensure compliance with the Consumer Duty Act and promote good financial outcomes.
• Conduct annual reviews and report on consumer duty and product performance.
• Identify opportunities to improve customer outcomes and implement necessary changes.
• Monitor market trends and regulatory updates to stay ahead of changes.
• Foster a culture of fair treatment for members.

Brand and Marketing

• Deliver the Marketing Strategy aligned with the corporate plan.
• Ensure all communication materials meet regulatory standards.
• Lead initiatives to enhance the consumer duty framework and adopt new technologies.
• Develop relationships that enhance the Society’s reputation.

Product Development

• Plan and develop mortgage and savings products within set limits.
• Create new product proposals to meet member needs.
• Collaborate with Treasury and Finance teams on product development and pricing.

Change Management & Leadership

• Stay informed on political, social, economic, technological, and regulatory developments.
• Act as Sponsor for major initiatives, ensuring governance and timely delivery.
• Lead, nurture, and develop teams to meet future needs.
• Maintain effective communication channels to motivate staff.

Other Responsibilities

• Contribute to governance and serve on relevant committees.
• Maintain knowledge of legislative, regulatory, and financial frameworks.
• Ensure compliance and manage departmental budgets.

Skills, Knowledge, and Experience

Motivated by growth, passionate about member outcomes, and experienced in regulated financial services in the UK. Demonstrates strong leadership, delivery track record, and ability to manage multiple projects. Experienced in launching new products, building networks, and leveraging technology. Proficient in data analysis and understanding of the UK financial market.

Please apply to [emailprotected]. We embrace diversity and are committed to accessibility. We appreciate your understanding that due to high application volumes, we may not respond to unsuccessful applications. Thank you for your interest in joining us.