Credit Risk Analyst Spanish / Portuguese

TN United Kingdom; London; Hybrid; GBP 55,000 - 60,000; Full time

Job summary

An established industry player in financial services is seeking a Credit Risk Analyst fluent in Spanish or Portuguese. This role offers the opportunity to work in a dynamic, hybrid environment, where you will prepare credit risk memos, analyze financial statements, and manage client credit portfolios. With a focus on collaboration across departments, this position is ideal for individuals eager to develop their careers in a culturally diverse workplace. Enjoy a competitive salary, generous holiday allowance, and comprehensive benefits while contributing to a growing global business.

Benefits

25 days holiday plus bank holidays

Private health insurance

Life insurance

Pension

Culturally diverse workplace

International exposure

Qualifications

• 3+ years of experience in credit risk analysis.
• Experience analyzing financial statements of corporates and commodities.

Responsibilities

• Prepare credit risk memos and perform financial analysis.
• Communicate credit limit recommendations to management.

Skills

Credit Risk Analysis

Financial Statement Analysis

Spanish Fluency

Portuguese Fluency

Writing Skills for Credit Memos

Portfolio Management

Knowledge of Financial Markets

Education

CFA

FRM

CAIA

Tools

Python

VBA

SQL

Job description

Social network you want to login/join with:

Credit Risk Analyst Spanish / Portuguese, London

Client:

Location:

London, United Kingdom

Job Category:

Finance

EU work permit required:

Yes

Job Reference:

62604f3a3fdf

Job Views:

4

Posted:

02.05.2025

Expiry Date:

16.06.2025

Job Description:

Middlemore is working with a London-based Financial Services firm to appoint a Credit Risk Analyst to join the team. This role is suitable for a Spanish and/or Portuguese speaker looking to progress their career in a boutique, growing global business.

Reporting to the Head of Credit Risk, responsibilities include:

• Preparing credit risk memos, including credit and financial analysis for both new and existing clients.
• Performing fundamental analysis of annual and interim financial statements on corporate and commodities clients.
• Communicating recommendations of credit limits to Risk Management and Sales.
• Managing credit lines overdue, limits overshoots, and excessive exposures above risk appetite.
• Monitoring and reporting credit and derivative exposures to Senior Management regularly.
• Collaborating with Sales, Operations, Legal & Compliance to proactively manage the client credit portfolio.
• Monitoring daily trading performance of clients, including collateral management and margin calls.
• Contributing to the preparation of Credit Committee reports and Key Performance Indicators.

Minimum requirements:

• Experience analyzing financial statements of corporates and commodities counterparties.
• Strong writing skills for credit memos.
• Previous experience managing a credit portfolio.
• At least 3 years of experience in credit risk analysis.
• Experience working with a global sales team.

Additional skills and qualifications:

• Fluency in Spanish or Portuguese.
• Some understanding of ISDA and other legal documentation.
• Knowledge of financial markets is advantageous.
• Experience with Python, VBA, and SQL is beneficial but not essential.
• Professional qualifications such as CFA, FRM, CAIA are advantageous.

Benefits include:

• Salary of £55-60k plus discretionary bonus.
• 25 days holiday plus bank holidays.
• Private health insurance, life insurance, and pension.
• Culturally diverse workplace with international exposure.
• Hybrid working model - 3 days in office, 2 days from home.