Credit Risk Analyst Spanish / Portuguese

TipTopJob; London; Hybrid; GBP 55,000 - 60,000; Full time

Job summary

Join a dynamic financial services firm as a Credit Risk Analyst, where you will leverage your expertise in credit risk analysis and financial statement evaluation. This role offers a unique opportunity to work in a culturally diverse environment, collaborating with global teams while managing credit portfolios. You will prepare insightful credit memos, monitor client exposures, and contribute to key performance indicators. Enjoy a hybrid working model that provides flexibility, alongside a competitive salary and comprehensive benefits. If you are fluent in Spanish or Portuguese and eager to advance your career in a boutique firm, this is the perfect opportunity for you.

Benefits

Private Health Insurance

Life Insurance

Pension

25 Days Holiday

Discretionary Bonus

Culturally Diverse Workplace

International Exposure

Qualifications

• 3+ years of experience in credit risk analysis.
• Proficient in preparing credit memos and financial analysis.
• Experience managing credit portfolios effectively.

Responsibilities

• Prepare credit risk memos and financial analysis for clients.
• Monitor and report on credit and derivative exposures.
• Collaborate with teams to manage client credit portfolios.

Skills

Credit Risk Analysis

Financial Statement Analysis

Communication Skills

Portfolio Management

Fluency in Spanish

Fluency in Portuguese

Understanding of ISDA

Knowledge of Financial Markets

Education

CFA

FRM

CAIA

Tools

Python

VBA

SQL

Job description

Middlemore are working with a London based Financial Services firm to appoint a Credit Risk Analyst to join the team. This will be for a Spanish and/or Portuguese speaking looking to progress their career in a boutique, growing global business.

Reporting to the Head of Credit Risk, some of the things you'll be you'll be responsible for are:

- Preparing credit risk memos, including credit and financial analysis for both new and existing clients.
- Performing fundamental analysis of annual and interim financial statements on corporates / commodities type clients.
- Clearly communicating recommendations of credit limits to Risk Management and Sales.
- Managing credit lines overdue, limits overshoots and excessive exposures above risk appetite.
- Monitoring and reporting credit and derivative exposures to Senior Management on a regular basis.
- Collaborate with Sales, Ops, Legal & Compliance in proactively managing clients credit portfolio.
- Monitoring daily trading performance of clients including collateral management and margin calls.
- Contributing to preparing the Credit Committee and Key Performance Indicators.

What you must have:

- Experience in analysing financial statements, including of Corporates and commodities type counterparties.
- Good writing skills in preparing credit memo’s.
- Previous experience managing a credit portfolio.
- 3 years minimum experience in credit risk analysis.
- Experience in working with a global sales team.

What you will need:

- Fluent in Spanish or Portuguese
- Some understanding of ISDA and other legal documentations.
- Knowledge of financial markets is an advantage.
- Experience using Python, VBA and SQL would be beneficial although not essential
- CFA, FRM, CAIA or comparable professional qualification is an advantage.

What will you gain:

- Salary £55-60k + a discretionary bonus.
- 25 days holiday plus bank holidays!
- Private Health Insurance, life insurance and pension.
- Culturally diverse workplace and plenty of international exposure.
- Hybrid working model - 3 in office / 2 from home