Credit Risk Analyst

Inventum Group; Greater London; Hybrid; GBP 50,000 - 90,000; Full time

Job summary

An established financial institution is seeking a skilled Credit Risk Analyst to enhance its Risk Management team. This pivotal role involves assessing credit applications, analyzing financial data, and ensuring compliance with internal policies. The ideal candidate will possess over five years of credit risk experience, particularly in trade finance, and will thrive in a collaborative environment. Join a forward-thinking organization that values your insights and contributions, and be part of a team committed to excellence and innovation in the finance sector.

Qualifications

• 5+ years of experience in credit risk, particularly in trade finance.
• Strong understanding of structured finance instruments.

Responsibilities

• Assess credit applications and perform financial analysis.
• Monitor credit exposures and provide recommendations.

Skills

Credit Risk Analysis

Financial Analysis

Stakeholder Management

Attention to Detail

Communication Skills

Education

Bachelor's Degree in Finance

Master's Degree in Finance

Tools

Microsoft Excel

Job description

This range is provided by Inventum Group. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

Direct message the job poster from Inventum Group

Managing Director - Finance & Core Functions

Credit Risk Analyst – SME Bank | London (Hybrid)

Location: London, UK

Working Pattern: Hybrid – 3 days in office, 2 days remote

Contract Type: Permanent, Full-time

An established London-based financial institution is looking for a skilled Credit Risk Analyst to join its growing Risk Management team. This is a newly created position reporting to the Chief Risk Officer and will play a key role in shaping the organisation’s 2nd Line of Defence credit risk oversight.

This is an exciting opportunity for a professional with solid credit risk experience – particularly in credit risk and trade finance – to work in a collaborative environment where your insights and contributions will be highly valued.

Key Responsibilities:

• Assess credit applications, perform detailed financial analysis, and evaluate sector, environmental and business risks.
• Ensure all transactions comply with internal credit policies and regulatory requirements.
• Monitor credit exposures and customer covenants, maintaining an active credit watchlist.
• Provide timely and robust credit recommendations and monthly reporting for the Credit Risk Committee.
• Collaborate closely with the Front Office (1st Line of Defence), Legal, Finance, and Operational Risk teams.
• Attend Credit Committee meetings, take accurate minutes, and follow up on action points.
• Support enterprise-wide risk initiatives and contribute to the development of internal control frameworks.
• Uphold Consumer Duty principles, ensuring customer fairness and good value.

Candidate Profile:

• 5 years plus experience in credit risk, with strong exposure to trade finance and ideally the African markets.
• Sound understanding of structured and traditional trade finance instruments.
• Skilled in credit analysis, legal documentation review, and internal stakeholder management.
• Proficient in Microsoft Excel with strong attention to detail and organisational skills.
• Ability to work independently, manage deadlines, and deliver high-quality work under pressure.
• Excellent communication and interpersonal skills; confident in engaging with senior management.

Inventum is passionate about equity, diversity and inclusion. We seek individuals from the widest talent pool and encourage diverse and underrepresented talent to apply for vacancies with us. Inventum is committed to ensuring our recruitment processes are fair to all applicants, regardless of background and personal characteristics.

Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Other, Accounting/Auditing, and Finance

• Industries

  Banking, Financial Services, and Investment Banking

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