Credit Analyst

Recruitment Solutions (North West) Ltd; Manchester; On-site; GBP 32,000 - 52,000; Full time

Benefits offered by this job

Competitive salary

Excellent benefits package

Career development opportunities

Supportive and collaborative working环境

Full training and ongoing professional

Job summary

Recruitment Solutions (North West) Ltd is seeking a Credit Analyst to join their expanding Finance Team. You will assess credit applications, perform financial analysis, and set credit limits in line with policy.

The role requires attention to detail, strong analytical skills and experience with credit references tools. Excellent communication and multi-priority management are essential.

Qualifications

• Experience in a Credit Risk or Finance analytical role.
• Strong analytical and numerical skills with attention to detail.
• Experience assessing financial information and making evidence-based decisions.
• Proficient in Excel and data presentation.
• Excellent communication and ability to manage multiple priorities.
• Commercial awareness with ability to challenge and recommend.
• Experience using credit reference agencies or risk assessment tools.

Responsibilities

• Assess new and existing customer credit applications and reviewing financial information to determine creditworthiness.
• Conduct credit checks and analyse customer financial data, payment history and other relevant information.
• Make informed recommendations on credit limits and terms in line with company policies.
• Monitor existing customer accounts and identify potential credit risks or changes in financial circumstances.
• Provide clear feedback and recommendations to internal stakeholders regarding credit decisions.
• Produce regular credit risk reports and analysis for management.
• Maintain accurate records of credit assessments, decisions and supporting information.
• Identify trends and potential areas of risk within the customer portfolio.
• Support the wider Finance Team with ad-hoc analysis and credit-related projects.
• Ensure all credit decisions are made in accordance with internal procedures and relevant regulations.

Skills

Credit risk analysis

Financial analysis

Attention to detail

Communication skills

Organisational skills

Commercial awareness

Data presentation

Tools

Excel

Job description

We are looking for a Credit Analyst to join our Client in their expanding and well-regarded Finance Team.

What You'll Be Doing:

• Assessing new and existing customer credit applications and reviewing financial information to determine creditworthiness
• Conducting credit checks and analysing customer financial data, payment history and other relevant information
• Making informed recommendations on credit limits and terms in line with company policies
• Monitoring existing customer accounts and identifying potential credit risks or changes in financial circumstances
• Providing clear feedback and recommendations to internal stakeholders regarding credit decisions
• Producing regular credit risk reports and analysis for management
• Maintaining accurate records of credit assessments, decisions and supporting information
• Identifying trends and potential areas of risk within the customer portfolio
• Supporting the wider Finance Team with ad-hoc analysis and credit-related projects
• Ensuring all credit decisions are made in accordance with internal procedures and relevant regulations

What We're Looking For:

• Previous experience within a Credit Risk, Credit Analysis, Finance or similar analytical role
• Strong analytical and numerical skills with excellent attention to detail
• Experience assessing financial information and making evidence-based decisions
• Good working knowledge of Excel and the ability to analyse and present data effectively
• Strong communication skills with the ability to provide clear and concise feedback
• Excellent organisational skills and the ability to manage multiple priorities
• A commercially aware approach with the confidence to challenge and make recommendations
• Ideally, experience using credit reference agencies, credit scoring systems or financial risk assessment tools

Benefits on Offer:

• Competitive salary
• Excellent benefits package
• Opportunities for career development and progression
• Supportive and collaborative working environment
• Full training and ongoing professional development

Reference No.

CRACL