Claims Assessor

LV=; Exeter; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A leading insurance company in the UK is seeking a Protection Claims Assessor to join their dynamic team. You will assess Life and Disability claims, ensuring compliance with standards and communicating with clients. The role comes with an attractive salary and a comprehensive benefits package, including flexible working opportunities and professional support. Experience in claims is essential, as well as empathy and attention to detail.

Benefits

26 days' holiday, increasing to 28 after two years

Annual bonus scheme

Competitive pension scheme

Flexible benefits including private medical insurance

Employee Assistance Programme

Shared parental leave

Qualifications

• Experience in handling life and disability claims.
• Ability to work under pressure and manage detailed work.
• Fast learner, eager to make a difference.

Responsibilities

• Assess Life and/or Disability claims per departmental procedures.
• Ensure fair and consistent claims decisions.
• Comply with regulatory standards and maintain medical knowledge.
• Communicate with internal and external customers.

Skills

Life and/or Disability Income Protection claims experience

Empathy

Attention to detail

Excellent numerical and communication skills

Job description

About The Role

Fancy a challenging, yet rewarding new opportunity?

We’re recruiting for a Protection Claims Assessor to join our dynamic team, to assess our Life and Disability claims, complying with controls which ensure claims are paid to legitimate claimants under LV’s Protection products.

This is a permanent position, which will offer flexible home working /hybrid working once fully trained and competent in the role.

Some visits to Exeter may be necessary for key events and training (all expenses will be met).

You’ll be part of a wider team and have all the support you need, so whether you’re on the doorstep of the office or a bit further away, let’s talk about what an opportunity here could look like for you.

About You

We’re looking for someone with Life and/or Disability Income Protection claims experience who is empathetic, due to the nature of calls you will be handling, a real people person! You’ll need to be able to work under pressure and have a keen eye for detail along with excellent numerical and communication skills.

We want to encourage fast learners and people who feel they can really make a difference to apply for this role, as you get out what you put in here at LV!

Key Responsibilities

• Assess Life and/or Disability claims in accordance with specified departmental procedures, determining the level of benefit to be paid.
• Ensure that all claims decisions are capable of being explained and justified, in order to prove that fair and consistent standards are being applied.
• Comply with regulatory and statutory standards and controls, both auditory and departmental, whilst maintaining up to date medical knowledge sufficient to enable the underwriting of claims.
• Correspond and communicate with both internal and external customers and service providers.

Rewards & Benefits

This role is a Band B in the LV= Structure.

At LV= Life and Pensions, you’ll go above and beyond to do the right thing for our customers. We’ll reward your hard work with an attractive, competitive salary and benefits package, which includes:

• 26 days' holiday – increasing after two years of service to 28 days
• The opportunity to buy or sell up to five days of holiday
• An annual bonus scheme based on company and personal performance
• Flexible benefits, including a cycle to work scheme, personal accident insurance, critical illness cover, private medical insurance, and dental insurance
• Competitive pension scheme - LV= Life and Pensions will double-match the amount you pay, up to 14% (subject to National Minimum Wage requirements)
• Group Life Assurance of four times your basic pay to your dependents (you’ll have the option to increase this to 8 x cover)
• Group Income Protection, if you enrol into the pension scheme and reach 5 years of service
• Employee Assistance Programme (EAP) service for support when you need it
• Virtual GP service
• Shared parental leave
• Up to 20% discount on our life products for you and your immediate family.

About Us

We’re proud of our inclusive culture at LV= and, as an equal-opportunity employer, we continually work to remove unconscious bias from our recruitment process. We value our colleagues for what they bring to our team regardless of any protected status or characteristics they may have. Talk to us about flexible working as part of your application; if it’s right for you, our members and customers, and our business, then we’ll do everything we can to make it happen.

Please note that we are unable to offer Skilled Worker Visa Sponsorship for this role. Therefore, you must ensure that you are eligible to work in the UK without our sponsorship in order for your application to be considered.