Automotive Credit Risk Analyst | Portfolio & Analytics

STELLANTIS FINANCIAL SERVICES UK LIMITED; Redhill; On-site; GBP 45,000 - 70,000; Full time

Job summary

STELLANTIS FINANCIAL SERVICES UK LIMITED is seeking a Corporate Risk Analyst to join the Risk team in Cardiff or Redhill. You’ll assess the credit risk of our retailer network and provide independent analysis and informed recommendations that support commercially sound decisions.

You’ll own credit assessments, monitor portfolios, and collaborate with Wholesale Operations, Sales, Finance and Compliance to strengthen risk controls and drive process improvements.

Qualifications

• Proven experience analysing financial accounts.
• Commercial experience in automotive or wholesale finance is advantageous.
• Strong written and verbal communication in English.

Responsibilities

• Take ownership of credit assessments and portfolio monitoring.
• Review financial accounts, repayment capacity and collateral.
• Gather information including KYC records and underwriting documents.
• Monitor retailer portfolio and escalate risks as needed.
• Provide clear recommendations for approval authorities and Head of Corporate Risk.
• Collaborate with Wholesale Operations, Sales, Finance and Compliance.

Skills

Financial analysis

Credit risk assessment

Microsoft Excel

English communication

Portfolio monitoring

KYC/documentation

Education

Degree in economics or business studies

Tools

CRM systems

Job description

STELLANTIS FINANCIAL SERVICES UK LIMITED is seeking a Corporate Risk Analyst to join the Risk team in Cardiff or Redhill. You’ll assess the credit risk of our retailer network and provide independent analysis and informed recommendations that support commercially sound decisions.

You’ll own credit assessments, monitor portfolios, and collaborate with Wholesale Operations, Sales, Finance and Compliance to strengthen risk controls and drive process improvements.