Credit Risk Analyst — Corporate Portfolio

Peugeot Sport (Stellantis Motorsport); Cardiff; Presencial; GBP 42 000 - 54 000; Tempo integral

Resumo da oferta

Stellantis is seeking a Corporate Risk Analyst to join our Risk team in Cardiff or Redhill. You’ll assess the credit risk of our retailer network and provide independent analysis to support commercially sound decisions.

The role involves analysing credit applications, reviewing accounts and collateral, gathering documentation, and reporting to approval authorities. Collaboration across Risk, Operations, Sales, Marketing, Finance and Compliance is essential.

Qualificações

• Proven experience analysing financial accounts.
• Commercial experience within automotive finance, wholesale finance or a comparable environment.
• Knowledge of legal contracts and securities.
• Confident Microsoft Word and Excel skills, ideally to intermediate level.
• The ability to gather and interpret information from multiple sources.
• Strong written and verbal communication skills in English.
• Excellent organisation and time-management skills, with the ability to work autonomously and meet tight deadlines.
• A collaborative approach and the confidence to build effective relationships across different organisational levels.
• Resilience, flexibility and the ability to respond positively when priorities change.
• Sound judgement, discretion and a commitment to maintaining confidentiality.

Responsabilidades

• Analysing new and existing credit applications accurately and efficiently.
• Reviewing financial accounts, repayment capacity, operating performance, asset bases and collateral.
• Gathering relevant information, including certified accounts, FCA permissions, KYC records and underwriting documentation.
• Monitoring the quality and financial position of retailers within your portfolio.
• Recognising signs of increasing risk, taking ownership and escalating concerns when appropriate.
• Preparing clear recommendations for approval authorities and the Head of Corporate Risk.
• Reviewing the use of credit facilities and recommending appropriate action where approved limits are exceeded.
• Supporting the timely creation of new retailer accounts following credit approval.
• Maintaining complete, accurate and up-to-date retailer records.
• Supporting the assessment of new business opportunities.

Conhecimentos

Financial analysis

Automotive finance

Excel

Communication

Formação académica

Economics or business degree

Ferramentas

Word

Descrição da oferta de emprego

Stellantis is seeking a Corporate Risk Analyst to join our Risk team in Cardiff or Redhill. You’ll assess the credit risk of our retailer network and provide independent analysis to support commercially sound decisions.

The role involves analysing credit applications, reviewing accounts and collateral, gathering documentation, and reporting to approval authorities. Collaboration across Risk, Operations, Sales, Marketing, Finance and Compliance is essential.