Credit Risk Analyst – Strategic Portfolio Insights

Stellantis Financial Services; Redhill; Vor Ort; GBP 45.000 - 65.000; Vollzeit

Zusammenfassung

Stellantis Financial Services in the United Kingdom (Cardiff or Redhill) is seeking a Corporate Risk Analyst to assess the credit risk of our retailer network and provide independent analysis and recommendations. You will own credit assessments, monitor portfolios, gather financial data, and escalate where needed while collaborating with Risk, Operations, Sales, Marketing, Finance and Compliance.

The role demands strong financial analysis, integrity and clear English communication; prior

Qualifikationen

• Experience in automotive or wholesale financing environments.
• Ability to gather and interpret information from multiple sources.
• Strong written and verbal English communication.
• Excellent organisation and time management skills.
• Confidentiality, integrity and sound judgement.
• Degree in economics or business studies is advantageous.

Aufgaben

• Take ownership of credit assessments and portfolio monitoring.
• Analyse new and existing credit applications accurately and efficiently.
• Review financial accounts, repayment capacity and collateral.
• Gather information including FCA permissions, KYC records and underwriting docs.
• Monitor the quality and financial position of retailers in your portfolio.
• Escalate concerns when risk signals emerge and prepare recommendations for approval authorities.
• Review credit facilities and act on exceeded limits; assist with new retailer accounts post-approval.
• Maintain complete, accurate retailer records and support new business opportunities.
• Collaborate with Risk, Operations, Sales, Marketing, Finance and Compliance.

Kenntnisse

Automotive finance

Wholesale finance

Legal contracts

Excel

Data interpretation

English communication

Time management

Cross-functional collaboration

Discretion and judgement

Risk analysis

Ausbildung

Degree in economics or business studies (advantageous)

Tools

Microsoft Word

Microsoft Excel

Jobbeschreibung

Stellantis Financial Services in the United Kingdom (Cardiff or Redhill) is seeking a Corporate Risk Analyst to assess the credit risk of our retailer network and provide independent analysis and recommendations. You will own credit assessments, monitor portfolios, gather financial data, and escalate where needed while collaborating with Risk, Operations, Sales, Marketing, Finance and Compliance.

The role demands strong financial analysis, integrity and clear English communication; prior