Corporate Risk Analyst – Automotive Credit & Portfolio

Stellantis; Cardiff; On-site; GBP 42,000 - 62,000; Full time

Job summary

Stellantis in Cardiff or Redhill seeks a Corporate Risk Analyst to assess credit risk across our retailer network. You will analyze financial data, approvals, and underwriting documentation to provide independent, commercially sound recommendations.

The role involves collaboration with Risk, Operations, Sales, Marketing, Finance and Compliance in a fast-paced automotive finance environment. You will monitor financial performance, gather KYC and FCA references, and contribute to process

Qualifications

• A degree in economics or business studies is advantageous, with relevant professional experience also considered.
• Proven experience analysing financial accounts and assessing retailer credit risk is required or highly desirable.
• Experience in automotive finance, wholesale finance or similar environments is preferred.

Responsibilities

• Analyse new and existing credit applications with accuracy and efficiency.
• Review financial accounts, repayment capacity, performance, asset bases and collateral.
• Gather information including FCA permissions, KYC records and underwriting docs.
• Monitor retailer portfolio financial position and risk indicators.
• Provide clear recommendations for approval authorities and Head of Corporate Risk.
• Support credit facility reviews and action when limits are exceeded.
• Maintain retailer records and assist assessment of new business opportunities.
• Collaborate with Wholesale Operations, Sales, Marketing, Finance and Compliance.

Skills

Financial accounts analysis

Commercial automotive finance

Contracts and securities knowledge

Microsoft Word & Excel

Information gathering & interpretation

English communication (written & oral)

Organisation & time management

Collaboration across teams

Resilience & adaptability

Judgement & confidentiality

Education

Economics or business studies degree (advantageous)

Tools

Microsoft Word

Microsoft Excel

Job description

Stellantis in Cardiff or Redhill seeks a Corporate Risk Analyst to assess credit risk across our retailer network. You will analyze financial data, approvals, and underwriting documentation to provide independent, commercially sound recommendations.

The role involves collaboration with Risk, Operations, Sales, Marketing, Finance and Compliance in a fast-paced automotive finance environment. You will monitor financial performance, gather KYC and FCA references, and contribute to process