Corporate Risk Analyst

Stellantis; Redhill; On-site; GBP 42,000 - 62,000; Full time

Job summary

Stellantis is seeking a Corporate Risk Analyst to join our Risk team in Cardiff or Redhill. You will assess retailer credit risk, provide independent analysis and informed recommendations to support prudent, commercially sound decisions.

Key duties include reviewing credit applications, analysing financial accounts and maintaining retailer records while collaborating with internal teams to drive risk improvements and process efficiency.

Qualifications

• Proven experience analyzing financial accounts.
• Commercial experience within automotive finance, wholesale finance or a comparable environment.
• Knowledge of legal contracts and securities.
• Proficient in Microsoft Word and Excel (intermediate).
• Ability to gather and interpret information from multiple sources.
• Strong written and verbal communication skills in English.
• Excellent organisation and time-management skills, with autonomous work and tight deadlines.
• Collaborative approach and ability to build cross-functional relationships.
• Resilience, flexibility and ability to adapt to changing priorities.
• Sound judgement, discretion and confidentiality.

Responsibilities

• Analyzing new and existing credit applications accurately and efficiently.
• Reviewing financial accounts, repayment capacity, operating performance, asset bases and collateral.
• Gathering relevant information, including certified accounts, FCA permissions, KYC records and underwriting documentation.
• Monitoring the quality and financial position of retailers within your portfolio.
• Recognising signs of increasing risk, escalating concerns when appropriate.
• Preparing clear recommendations for approval authorities and the Head of Corporate Risk.
• Reviewing the use of credit facilities and suggesting actions when limits are exceeded.
• Supporting the creation of new retailer accounts after credit approval.
• Maintaining complete, accurate retailer records.
• Assisting with assessment of new business opportunities.
• Collaborating with Wholesale Operations, Sales, Marketing, Finance, Compliance and other teams.
• Identifying opportunities to improve Corporate Risk processes and team performance.
• Providing support for Corporate Fleet underwriting when required.

Skills

Financial analysis

Automotive finance

Legal contracts

MS Excel

MS Word

Data gathering

Communication

Time management

Collaboration

Discretion

Education

Economics degree

Job description

Company Overview

Stellantis is a leading global automaker and mobility provider that offers clean, connected, affordable, and safe mobility solutions. Our Company's strength lies in the breadth of our iconic brand portfolio, the diversity and passion of our people, and our deep roots in the communities in which we operate. Our ambitious electrification and software strategies and the creation of an innovative ecosystem of strategic, game-changing partnerships are driving our transformation to a sustainable mobility tech company.

The driving force behind us is the diverse and talented group of employees around the world who bring their passion and experience to their work every day. And while we are a truly global organization, we remain deeply rooted in the communities in which we operate and where our colleagues live and work.

With industrial operations in nearly 30 countries, Stellantis could consistently exceed the evolving needs and expectations of consumers in more than 130 markets, while creating superior value for all stakeholders.

Job Overview

Corporate Risk Analyst

Are you commercially minded, confident analysing financial information and able to turn complex data into clear risk recommendations?

We're looking for a Corporate Risk Analyst to join our Risk team in Cardiff or Redhill. You'll assess the credit risk of our retailer network, providing independent analysis and informed recommendations that support responsible, commercially sound decisions.

What you'll be doing

• Analysing new and existing credit applications accurately and efficiently.
• Reviewing financial accounts, repayment capacity, operating performance, asset bases and collateral.
• Gathering relevant information, including certified accounts, FCA permissions, KYC records and underwriting documentation.
• Monitoring the quality and financial position of retailers within your portfolio.
• Recognising signs of increasing risk, taking ownership and escalating concerns when appropriate.
• Preparing clear recommendations for approval authorities and the Head of Corporate Risk.
• Reviewing the use of credit facilities and recommending appropriate action where approved limits are exceeded.
• Supporting the timely creation of new retailer accounts following credit approval.
• Maintaining complete, accurate and up-to-date retailer records.
• Supporting the assessment of new business opportunities.
• Working with Wholesale Operations, Sales, Marketing, Finance, Compliance and other internal teams.
• Identifying opportunities to improve Corporate Risk processes and team performance.
• Providing support for Corporate Fleet underwriting when required.

Who we're looking for

• Proven experience analysing financial accounts.
• Commercial experience within automotive finance, wholesale finance or a comparable environment.
• Knowledge of legal contracts and securities.
• Confident Microsoft Word and Excel skills, ideally to intermediate level.
• The ability to gather and interpret information from multiple sources.
• Strong written and verbal communication skills in English.
• Excellent organisation and time-management skills, with the ability to work autonomously and meet tight deadlines.
• A collaborative approach and the confidence to build effective relationships across different organisational levels.
• Resilience, flexibility and the ability to respond positively when priorities change.
• Sound judgement, discretion and a commitment to maintaining confidentiality.

A degree or equivalent qualification in economics or business studies would be advantageous, although relevant professional experience will also be considered.

Why join us?

• Play an important role in protecting the quality of the corporate portfolio.
• Influence informed credit decisions through independent analysis and recommendations.
• Work closely with colleagues across Risk, Operations, Sales, Marketing, Finance and Compliance.
• Help improve processes and drive positive change within the Corporate Risk team.
• Build experience that could support progression towards positions such as Head of Corporate Risk or Risk Oversight Manager.

People are the driving force of our business; we want to work with the best to continue to be amazing. We have a range of opportunities within this role and the wider business to help you grow. From our Diversity Squad, Women of Stellantis Network and Employee Forum to becoming an Engagement Champion in your department, there is something for everyone to get involved with and help shape our company.

At Stellantis, we assess candidates based on qualifications, merit and business needs. We welcome applications from people of all gender identities, age, ethnicity, nationality, religion, sexual orientation, and disability. Diverse teams will allow us to better meet the evolving needs of our customers and care for our future.