KYC & AML Analyst — Complex Client Onboarding (Madrid)

Corpay; Madrid; On-site; EUR 30,000 - 35,000; Full time

Benefits offered by this job

Paid holiday entitlement

Discretionary bonus plan

Lunch vouchers €7.50/day

LinkedIn Learning access

Job summary

Corpay is hiring a KYC Compliance Analyst in Madrid to support onboarding for complex corporate clients across Spain and international jurisdictions. You will conduct CDD/EDD reviews, verify ownership structures, assess risk, and ensure compliance with AML/KYC requirements.

You will report to the EMEA KYC Compliance Manager and collaborate with multiple internal teams to strengthen financial crime controls.

Qualifications

• University degree preferred or equivalent work experience.
• 2-3+ years’ experiences in Financial Crime Compliance/KYC with clear understanding of AML/CTF regulations, requirements, and best practices.
• Strong written and verbal communication skills and ability to liaise with other departments. Experience working alongside C‑suite executives and global teams.
• Ability to identify trends and inconsistencies, including interpreting alerts, assessing risk scores and entity types and knowledge of commonly known high risk industries, red flags, typologies, and applicable EDD (Enhanced Due Diligence) is an asset.
• Strong writing, research, and investigation skills; capability to document relevant information clearly, structured, and comprehensively.
• Excellent attention to detail and accuracy.
• Ability to work as a strong team player in a fast‑paced and dynamic environment.

Responsibilities

• Conduct comprehensive Know Your Customer (“KYC”) reviews for new‑client onboarding, as well as periodic and trigger‑event reviews of existing clients and account management activities.
• Perform due diligence on clients by obtaining and assessing corporate records, ownership and control information, and other relevant client documentation; verify information through public sources and third‑party vendors.
• Review and validate KYC documentation, determine customer risk ratings, and ensure records are complete, accurate, and maintained in line with internal policies and regulatory requirements.
• Identify higher‑risk relationships and conduct Enhanced Due Diligence (“EDD”), including for high‑risk industries, Politically Exposed Persons (“PEPs”), sanctions‑related risks, and complex ownership structures.
• Evaluate adverse media, sanctions, PEP, and other screening results, documenting findings and escalating material risks where appropriate.
• Manage exceptions and ensure that all SLAs agreed with the business are met for quality and timeliness.
• Assist in identifying client‑related trends, typologies, and issues associated with money laundering, terrorist financing, sanctions evasion, fraud, and other suspicious activity.
• Participate in project work and contribute to the development and enhancement of internal processes, guidance, procedures, and risk frameworks.
• Develop and maintain effective working relationships with internal and external partners and stakeholders to provide optimal support.
• Support ad hoc and remediation projects as assigned by the Chief Compliance Officer, Compliance Director, and/or Compliance Manager(s).

Skills

KYC compliance

CDD/EDD

AML/CTF regulations

Risk assessment

Communication skills

Education

University degree (preferred)

Job description

Corpay is hiring a KYC Compliance Analyst in Madrid to support onboarding for complex corporate clients across Spain and international jurisdictions. You will conduct CDD/EDD reviews, verify ownership structures, assess risk, and ensure compliance with AML/KYC requirements.

You will report to the EMEA KYC Compliance Manager and collaborate with multiple internal teams to strengthen financial crime controls.