Compliance Specialist

ID Finance; Barcelona; Hybrid; EUR 40,000 - 60,000; Full time

Benefits offered by this job

Private health insurance

Dental insurance

Remote work two days a week

Free fruit and snacks

Team building activities

Job summary

ID Finance is seeking a Compliance Specialist in Spain to strengthen our AML/CTF framework and embed regulatory requirements into product and operations.

You will monitor regulatory developments, review KYC/CDD files, support sanctions screening, and collaborate with Product, Risk and Legal teams in a fast‑moving fintech environment. Fluency in Spanish and English is essential, with 3+ years in compliance.

Qualifications

• Solid knowledge of AML/CTF, KYC/CDD, and Criminal Compliance.
• Good understanding of Spanish and EU regulations for financial services.
• Fluency in Spanish and English, both written and spoken.

Responsibilities

• Support implementation and improvement of AML/CTF policies and controls.
• Monitor regulatory developments and address compliance gaps.
• Review KYC/CDD files and assess risks.

Skills

AML/CTF

KYC/CDD

Regulatory knowledge

Analytical skills

Communication

Spanish & English

Proactive mindset

Education

Bachelor’s degree in Law/Business/Economics/Finance

Master’s degree (preferred)

Tools

AML/KYC platforms

ISO 37301 / UNE 19601 awareness

Job description

We are looking for an analytical and proactive Compliance Specialist to support our Compliance and Anti-Money Laundering (AML) framework in Spain.

You will help identify and manage compliance risks, strengthen policies and controls, and ensure regulatory requirements are embedded into our products and day-to-day operations. You will work closely with the Head of Compliance and teams across the business within an international fintech environment.

PRIMARY RESPONSIBILITIES

• Support the implementation and improvement of Compliance, AML and Anti-Corruption policies and controls
• Monitor regulatory developments, assess their impact on the business and address compliance gaps
• Review KYC and customer due diligence files, assess risks and investigate potentially suspicious activity
• Support transaction monitoring and review sanctions, PEP and adverse media alerts
• Assist with regulatory inspections, audits, reporting and follow-up on remediation actions
• Support corporate compliance initiatives, including the ethics channel, internal policies and employee training
• Collaborate with Product, Operations, Risk, Legal and other teams to embed compliance requirements into business processes

KNOWLEDGE & SKILLS

• Solid knowledge of AML/CTF, KYC/CDD and Criminal Compliance
• Good understanding of Spanish and EU regulations applicable to financial services
• Strong analytical and investigative skills, with attention to detail
• Ability to translate regulatory requirements into practical policies, processes and controls
• Strong communication skills and confidence working with stakeholders across the business
• Proactive mindset, ownership and ability to manage multiple priorities independently
• Fluency in Spanish and English, both written and spoken

QUALIFICATIONS & EXPERIENCE

• 3+ years of relevant experience in Compliance, AML, Financial Crime, Risk, Legal or Regulatory functions
• Bachelor’s degree in Law, Business Administration, Economics, Finance or a related field; a master’s degree is a plus
• Experience in fintech, payments, banking, consumer finance or another regulated environment is preferred
• Experience with SEPBLAC, Bank of Spain, compliance audits or risk assessments is a plus
• Familiarity with AML/KYC platforms or compliance standards such as ISO 37301, ISO 37001 or UNE 19601 is an advantage

Based in Barcelona or willing to relocate.

BENEFITS

Private health and dental insurance

Freedom to work from home two days a week

Free fruit and snacks in the office

Team building activities and an international working environment

Interested in growing your career in Compliance within an international fintech? We’d love to hear from you!