Client Due Diligence Expert 100% (f/m/d)

Julius Baer Group; Madrid; On-site; EUR 70,000 - 110,000; Full time

Job summary

Julius Baer is seeking an AML Compliance Officer to join the Financial Crime Competence Center in Madrid. The role focuses on client onboarding, ongoing reviews, and transaction monitoring to manage regulatory risk in a multinational wealth management environment.

You will collaborate with global teams, perform due diligence, escalate issues, and provide training on compliance topics while staying updated on regulatory changes affecting Financial Crime controls.

Qualifications

• Extensive knowledge of AML/CFT regulations and global standards.
• Experience onboarding private banking clients and ongoing servicing.
• Ability to translate regulatory requirements into practical controls.

Responsibilities

• Review client relationships and document compliance actions.
• Collaborate with Compliance, other control functions and European branches.
• Perform due diligence and enhanced due diligence on risk categories.

Skills

AML/CFT knowledge

KYC onboarding

Regulatory compliance

Data analysis

English & Spanish

Education

Advanced degree in Law or Business Administration

Tools

Microsoft Office

Job description

At Julius Baer, we celebrate and value the individual qualities you bring, enabling you to be impactful, to be entrepreneurial, to be empowered, and to create value beyond wealth. Let’s shape the future of wealth management together.

The AML Compliance Officer is part of the Financial Crime Competence Center (FCCC). Their mission aims at supporting the Senior Management in ensuring compliance with external and internal regulations by actively managing regulatory risk Financial Crime (FC) team mainly for the performance of Compliance controls in the area of clients onboarding, periodical, ad-hoc reviews and transactions monitoring.

YOUR CHALLENGE

• Review and document all aspects of the client relationship and take appropriate compliance actions and adequate risk mitigating and remediation measures
• Collaborate with senior stakeholders within Compliance, other lines of Defence parts of the organisation, the other European branches as well as with the group’s international locations
• Perform ad-hoc investigations and enhanced due diligence on defined risk categories
• Escalate issues identified along the review process, while initiating and monitoring mitigation measures to reduce the bank’s risk exposure
• Provide training and training materials in connection with Compliance topics
• Stay updated on any regulatory changes with relevance to Financial Crime Compliance
• Support Relationship Managers and Leadership in the implementation and supervision of Compliance issues
• Perform client onboarding reviews including assessment of KYC, client storyline, flow of funds, CDB (Agreement on the Swiss banks’ code of conduct with regard to the exercise of due diligence), as well event triggered KYC reviews
• Follow up on outstanding onboarding issues and escalations
• Identify and investigate serious cases of non-compliance
• Provide training and training materials in connection with compliance topics

YOUR PROFILE

• Demonstrated expertise in the onboarding and ongoing servicing of private banking clients from Latin America and Europe, with thorough understanding of regional regulatory and client-specific requirements
• In-depth knowledge of global Anti-Money Laundering (AML) and Counter-Terrorist Financing (CFT) regulations and standards, including practical application to detect, assess, and mitigate financial crime risks.
• Familiarity with evolving typologies and emerging money laundering methods
• Strong analytical capabilities with the ability to identify complex issues, gather and evaluate relevant data, establish factual insights, and formulate well-reasoned, risk-based conclusions
• Ability to navigate intricate and high-pressure situations with composure; skilled at delivering difficult messages or decisions clearly and confidently while maintaining professionalism and integrity
• Solution-driven mindset supported by excellent problem-solving skills and a structured, detail-oriented approach to work
• Fluency in English and Spanish is required; additional languages will be considered an advantage
• High level of discretion, ethical standards, and sound judgement when handling sensitive information and critical matters
• Proficient in Microsoft Office suite, with a demonstrated aptitude for leveraging technology to enhance efficiency and analysis
• Advanced university degree in Law or Business Administration (or equivalent qualification), complemented by several years of hands-on experience within Legal, Compliance, or Audit functions at a globally active financial institution

The international reference in wealth management Julius Baer is the leading Swiss wealth management group. We focus on servicing and advising sophisticated private clients from around the world, taking into account what truly matters to them - in their business and personal life, today and for future generations.

Headquartered in Zurich, we are present in around 60 locations worldwide, including Bangkok, Dubai, Dublin, Frankfurt, Geneva, Hong Kong, London, Luxembourg, Madrid, Mexico City, Milan, Monaco, Mumbai, Santiago de Chile, Shanghai, Singapore, Tel Aviv, and Tokyo.

Why join Julius Baer?

At Julius Baer our employees enjoy the benefits of a global company with the support and collegiality of a much smaller one. We are growing quickly, but we remain dedicated to maintaining our accessible structure with flat hierarchies, and approachable and supportive leaders. With offices around the world, we offer an international and stimulating work environment and the opportunity to work with a diverse team of highly motivated colleagues, bringing the best of the bank to our clients.

Our core values of Care, Passion, and Excellence define the tone of how we interact with each other and our partners.

Committed to your success Whether nurturing young talent with our renowned apprentice scheme, enabling ambitious university graduates to put theory into practice with our Graduate Programme, or providing first-class opportunities for experienced professionals, we look after our employees.

We believe in continuous learning as a company and as individuals, which is why we put a focus on the health and well-being of our employees and offer flexible working options, a wide array of benefits, and extensive career development programmes.

For more information visit www.juliusbaer.com or contact us via the Contact Form.