Senior Product Owner

Lloyds Bank Deutschland; Berlin; On-site; EUR 90,000 - 120,000; Full time

Benefits offered by this job

30 Tage Urlaub

Flexible Arbeitszeiten

Home Office Möglichkeiten

BVG Job-Ticket

Leasing eines Fahrrads

Job summary

Lloyds Bank GmbH in Berlin sucht einen Senior Product Owner – Digital Channels, der die Vision, Roadmap und das Backlog für unsere digitalen Kanäle verantwortet und eng mit Business, Engineering und Compliance zusammenarbeitet.

Sie treiben die Integration von APIs, Core-Banking-Plattformen und cloud-native Lösungen voran und gestalten customer journeys entlang onboarding, eBanking und mobiler Anwendungen.

Qualifications

• Mindestens 5–7 Jahre Berufserfahrung als Senior Product Owner oder vergleichbare Rolle.
• Erfahrung mit komplexen digitalen Produkten in regulierten Finanzdienstleistungen.
• Gute Kenntnisse in cloud-nativen Architekturen, APIs, Datenflüssen und Integrationen.

Responsibilities

• Vision, Roadmap und Backlog der Digital Channels verantworten.
• Anforderungen aus Business, Regulatory priorities und Kundenbedürfnissen ableiten.
• Zusammenarbeit mit Business, Engineering, Architektur, Operations, Risk, Compliance, Security und Data.
• Sicherstellen von Sicherheit, Resilienz und Regulierung in der Lösungsgestaltung.

Skills

Product Ownership

Agile Delivery

Stakeholder Management

Cloud-native SaaS

APIs & Integration

Education

Betriebswirtschaftslehre / Wirtschaftswissenschaften

Tools

Jira

Confluence

Job description

Senior Product Owner – Digital Channels (m/f/d)

As Senior Product Owner – Digital Channels, you will own the vision, roadmap, backlog and performance of our digital channels across customer onboarding and servicing, eBanking and mobile applications.

Combining strong business judgement with technical expertise, you will drive the development and continuous improvement of our digital products and customer journeys. A key focus will be the integration of digital channels with core-banking platforms, APIs and third-party services within a modern, cloud-native technology environment.

Working closely with business and technology teams, you will translate customer needs, business strategy and regulatory priorities into effective digital solutions. You will foster a collaborative and inclusive working environment, bringing teams and stakeholders together to achieve shared outcomes.

Delivery of value – Realising and managing the team mission

• Own and prioritise the Digital Channels vision, roadmap and backlog against agreed outcomes and success measures.


• Translate business strategy, customer needs and regulatory priorities into clear requirements across customer onboarding, eBanking, mobile and digital servicing.


• Balance customer value, business benefit, cost, capacity, risk and technical sustainability when setting priorities.


• Lead integration across digital channels, internal applications, third-party services and core-banking platforms, ensuring alignment with architecture, security, data, resilience and regulatory requirements.


• Own the delivery budget and coordinate in-house, offshore and external delivery capacity.


• Manage cross-team risks, issues and dependencies and provide transparent reporting on progress, value and outlook.

Facilitating a team to realise the product vision

• Lead delivery across multiple cross-functional teams, setting clear priorities and decision parameters.


• Communicate the product vision and roadmap, aligned with business strategy and customer needs.


• Partner closely with business, engineering, architecture, operations, risk, compliance, security and data stakeholders.


• Enable effective agile delivery, timely decisions and the rapid removal of impediments.


• Foster accountability, collaboration and continuous improvement while protecting team focus and autonomy.

Your profile

• At least 5-7 years' of professional experience as a (Senior) Product Owner or in a comparable role, owning complex digital products or customer journeys.


• A degree in business administration, management, finance, banking, economics or a related field.


• Proven experience leading complex cross-functional delivery across in-house, offshore and external teams in a regulated financial services environment.


• Strong understanding of retail banking, particularly customer onboarding, digital servicing and related operations.


• Proven experience delivering web, mobile and eBanking products, including integrations with core-banking platforms and third-party services.


• Strong technical understanding of cloud-native SaaS, modular architectures, APIs, data flows, authentication and systems integration, with the ability to challenge technical solutions and trade-offs.


• Strong prioritisation, stakeholder management and influencing skills, combined with an understanding of security, resilience, data protection and operational risk.


• Proficiency in Jira and Confluence and excellent English communication skills; German and/or Dutch are an advantage.

What we offer

• An international team with colleagues from more than 50 different countries


• Social benefits such as a company pension scheme and capital formation contributions


• 30 days holiday as well as 24 and 31 December as non-working days


• Employee Assistance Programme – personal 24/7 helpline for all employees


• Various possibilities for flexible working, i.a. various part-time models, flexitime


• Extensive, very flexible home office arrangements


• Possibility to work from other EU countries for up to 30 days per year


• Additional benefits such as sports activities, free fruit, nuts and drinks


• Employer contributions to BVG job ticket and a Lease a bike programme


• An informal corporate culture - without dress code and ‘Sie’.


• An excellent learning culture and opportunity to improve your professional competencies


• Easily accessible city centre offices, in the vicinity of many shops and restaurants to which you receive a discount

Different perspectives. One team.

Inclusion and diversity are important to us. We value and respect the differences among our employees and want everyone to be able to develop their professional potential. Our colleagues from more than 50 different nationalities, backgrounds and perspectives contribute to the unique and diverse culture at Lloyds Bank GmbH.

We welcome applications from candidates with disabilities.