Corporate Governance Officer Corporate Lending

Lloyds Bank Plc; Berlin; Hybrid; EUR 90,000 - 120,000; Full time

Benefits offered by this job

13th-month salary

30 days PTO

Non-contributory pension

Flexible working

Job summary

Lloyds Bank GmbH in Berlin seeks a Corporate Governance Officer to lead the governance framework for corporate lending. You will oversee policies, controls, operating models and decision rights, ensuring alignment with regulatory expectations and Group standards.

In the second line of defence, you will collate input from credit risk, data, reporting, and IT, driving independent challenge across the lending lifecycle.

Qualifications

• Experienced corporate lending risk professional with strong credit risk knowledge.
• Ability to own governance frameworks and lead cross-functional initiatives.
• Experience interpreting ECB/SSM expectations and CRR/CRD requirements.

Responsibilities

• Lead development and implementation of governance frameworks for corporate lending.
• Provide independent oversight across lending lifecycle and risk appetite.
• Coordinate risk workstreams with stakeholders across Risk, Front Office, Finance, Data, IT, Legal and Compliance.
• Design proportionate monitoring and escalation to demonstrate framework effectiveness.
• Prepare decisions for governance forums and ensure evidence of remediation actions.

Skills

Second-line risk

Governance ownership

Cross-functional coordination

Regulatory requirements

Credit risk management

Job description

As a Corporate Governance Officer, you lead the development and implementation of the governance framework supporting the bank’s corporate lending activities. You ensure that policies, processes, controls, decision-making arrangements, and operating models remain proportionate, practical, and aligned with regulatory expectations and Group standards.

Working within the second line of defense, you combine strong corporate credit risk expertise with governance ownership and change coordination. You interpret regulatory and Group requirements, translate them into workable solutions, and provide independent oversight and challenge across the corporate lending lifecycle.

You are the Corporate Lending Risk lead for new products and material product changes. You coordinate the end-to-end risk contribution across governance, credit risk management, modelling, data, reporting, risk appetite, controls, and regulatory requirements.

In short: define how corporate lending should operate and ensure Risk requirements are embedded.

The Corporate Lending Risk team sits within Risk Management & Controlling at Lloyds Bank GmbH, providing second-line oversight across the lending lifecycle, including origination, portfolio monitoring, ESG, model governance, risk appetite, and governance.

You will collaborate with Corporate Lending Risk, front office, Group Risk, Finance, Data, IT, Treasury, Compliance, other control functions, and specialist providers.

We are a collaborative, curious, and growing team that values the ability to connect policy, controls, data, portfolio behavior, and regulatory expectations.

What are we looking for?

You are an experienced corporate lending risk professional with strong knowledge of credit risk and the end-to-end lending lifecycle. You understand how regulation, Group requirements, products, processes, models, data, controls, and governance connect, and you can turn complex requirements into practical operating arrangements.

You are comfortable taking ownership of governance frameworks and leading the Risk contribution to cross-functional change. You can structure an initiative, identify all relevant risk workstreams, coordinate specialists, resolve dependencies, and bring matters to a clear decision without relying on formal authority.

Beyond governance and documentation, you bring sound judgement on corporate lending products, credit processes, delegated authorities, collateral, covenants, portfolio monitoring, risk appetite, and credit risk controls. You understand the purpose of second-line oversight and can design proportionate monitoring and challenge that demonstrates whether the framework is operating as intended.

A day in the life of a Corporate Governance Officer

Your morning begins with a cross-functional working session on a proposed corporate lending product. You define the required Risk workstreams, agree responsibilities and dependencies, and coordinate input from credit risk, models, data, reporting, operations, Legal, Compliance, Technology, and Group stakeholders.

Later, you assess a regulatory or Group framework change and determine its impact on corporate lending policies, processes, controls, oversight, and decision-making. You translate the requirements into a practical implementation approach and prepare the key decisions for the appropriate governance forum.

After lunch, you review the target operating model and RACI for a lending process. You resolve areas of uncertainty with the relevant teams, ensure that first and second-line responsibilities are clear, and confirm that the proposed controls support effective independent oversight.

Towards the end of the day, you review materials for upcoming Credit Decisions, checking alignment with risk appetite and regulatory expectations. Before wrapping up, you follow up on regulatory engagement actions to ensure remediation plans remain on track and properly evidenced.

Who are you and what do we ask from you?

7+ years of experience in a second-line credit risk, risk governance, or regulatory function within corporate banking.

Strong knowledge of corporate lending products, credit risk management, and the end-to-end lending lifecycle.

Experience leading the Risk contribution to new product approvals, material product changes, or comparable cross-functional initiatives.

Experience owning or materially developing policies, processes, controls, operating models, governance forums, and RACI matrices.

Working knowledge of ECB and SSM supervisory expectations, MaRisk, the EBA Guidelines on Loan Origination and Monitoring, and relevant CRR and CRD requirements.

Experience applying second-line oversight and challenge, including the design of proportionate monitoring, controls, escalation, and evidence.

Experience governing or overseeing third-party providers, service arrangements, or other material dependencies relevant to risk management.

Confidence working with data, management information, automation, and AI-enabled solutions, with the ability to translate business and risk needs for technical specialists.

Strong stakeholder management, written communication, and facilitation skills. Fluency in English is required; German and/or Dutch is an advantage.

Some highlights of our benefits for you!

• 13th-month salary, either paid monthly or once a year in December.
• 30 days PTO (or 240 hours) per year (based on full-time employment).
• Non-contributory pension scheme.
• Flexible working; you can schedule your work hours to meet your personal needs.

The first interview

Your first chat with us will take place either online or at our Amsterdam office. The goal of this chat is get to know each other, and see if there's a match with the team, the organisation and the open position.

The second interview

We're excited to have you meet additional collagues. The chat will take place either online or at our Amsterdam office, during which we'll dive deeper into the requirements of the position and the team you'll be joining.

The offer

Congratulations! We're happy to have you as our newest addition to the team. Do you feel the same way? Then you'll receive our offer by email. For most roles, a screening is part of the process. This will take place after accepting the offer.

About Lloyds Bank

Lloyds Bank GmbH is part of Lloyds Banking Group, a financial institution with a large clientele in the UK and other parts of the world. Together with our office in Berlin, we form Lloyds Bank GmbH with its headquarters in Amsterdam and we have over 500 colleagues.

We aim to lead by example in the bold decisions we make as a business, from where and how we invest, to the products and services we offer, and of course the workplace we create. We will search for new ways to work with people, communities and businesses, to always evolve with their needs. And we will never stop innovating to make sustainable, ethical choices easy and rewarding.

At Lloyds Bank GmbH we play an important part in peoples’ lives, by the products we offer, and also how we operate. We finance your mortgage, keep your savings secure and also provide you with a personal loan if you need this. In Amsterdam we do this with an enthusiastic team of approximately 200 colleagues from different nationalities, and with an engagement score of 93%, colleagues find us a real ‘Great Place to Work’!

With our grand ambitions, we are looking for new colleagues who will bring fresh ideas to help us grow!

We hope to meet you soon!

Acquisition to this vacancy is not appreciated.