(Senior) Payments Manager (f/m/d)

raisin; Berlin; Vor Ort; EUR 90.000 - 130.000; Vollzeit

Benefits dieser Stelle

Flexible working hours

Home office

30 vacation days

Company pension scheme

Zusammenfassung

Raisin's Payments team drives secure, compliant operation of money movements across Europe. You will lead payment-related projects end-to-end, coordinating with Product and Engineering, and work hands-on with TARGET, SWIFT, SEPA, and SEPA Instant.

We seek a candidate with 5+ years in payments or operations, strong analytics, and German and English proficiency. Relocation support may be provided, and Raisin offers extensive benefits and a dynamic, diverse environment.

Qualifikationen

• Bachelor's or Master's degree in a related field.
• 5+ years of experience in payments, operations, business analysis, or project management.
• Deep understanding of European payment infrastructures and schemes.
• Proficient in SQL and data analytics tools (Looker).
• Strong track record in process optimization and stakeholder management.
• Professional English and at least B2 German skills.

Aufgaben

• Lead and own payment-related projects independently, from discovery to implementation.
• Work hands-on with core payment systems and schemes (TARGET, SWIFT, SEPA, SEPA Instant).
• Develop test concepts and perform UAT for payment changes.
• Monitor payment incidents and perform root-cause analysis.

Kenntnisse

SQL

Data analytics

Ausbildung

Bachelor's or Master's degree in Business Administration, Engineering, Finance, Economics, or related field

Tools

Looker

Jobbeschreibung

Raisin is the world's leading platform for savings and investment products. Founded in 2012, the FinTech connects consumers with banks in the EU, the UK and the US. This gives consumers better interest rates and banks a diversified form of refinancing. Our vision is to offer savings and investments without barriers and thus open up the global 160 trillion euro market.

Raisin currently employs more than 800 people from over 75 countries worldwide. Today, the platform holds over 80 billion euros in assets from more than one million investors which have accrued over 5 billion euros in returns.

Team

The Payments team at Raisin Bank ensures the secure, compliant, and efficient execution of all money movements across Europe. As part of a fully licensed bank, the team manages the end-to-end payment lifecycle, from customer transactions to partner settlements, supporting Raisin's retail platform and B2B Banking-as-a-Service offerings.

By combining experienced payments experts with ambitious professionals, the team drives operational excellence while working closely with Product and Engineering to automate and continuously improve payment processes.

Your Responsibilities

• Lead and own payment-related projects independently, including discovery, implementation, and coordination with Product and Engineering teams.
• Work hands on with core payment systems and schemes, including TARGET, SWIFT, SEPA, and SEPA Instant.
• Develop test concepts and execute user acceptance testing (UAT) for payment-related changes and initiatives.
• Monitor, investigate payment incidents, ensuring timely root-cause analysis and remediation.
• Conduct technical and regulatory research and monitoring on e.g., SWIFT, Bundesbank, EPC and communicate relevant changes and impacts to internal stakeholders.
• Represent the scope of Payment Operations in internal and external working groups, technical showcases, and annual industry tests (e.g., Bundesbank, SWIFT).
• Act as a subject matter expert for special services (e.g., SWIFT or Bundesbank), including maintaining and owning Payments-related Confluence documentation.
• Drive continuous process optimization and automation (e.g., reporting, ticket creation) to improve operational efficiency and scalability.

Your Profile

• Bachelor's or Master's degree in Business Administration, Engineering, Finance, Economics, or a related field.
• 5+ years of experience in payments, operations, business analysis, or project management, ideally within fintech, banking, or a fast-paced technology environment.
• Deep understanding of European payment infrastructures and schemes
• Strong hands on experience with SQL and data analytics tools (e.g., Looker).
• Proven track record in process optimization, project delivery, and stakeholder management.
• Structured, solution-oriented approach to incident management and process improvement
• Professional English speaking skills and at least B2 German speaking skills

Join our mission, join our team - and grow with us!

As part of our team, you will benefit from:

• Employee Development Budget of €2,000 and four full training days per year.
• Flexible working hours, home office and 30 vacation days.
• A company pension scheme (Betriebliche Altersvorsorge), which we support with 20%.
• Enjoy more than 50+ different sports with Urban Sports Club: We subsidize your membership with more than €20 per month.
• The Deutschland Ticket gets you there, which we subsidize with €25 per month.
• With JobRad, lease the bike of your choice and enjoy tax savings, plus Raisin covers your monthly insurance costs.
• Snacks, daily fresh fruit as well as drinks provided at the office.
• Relocation support may be provided when moving from another country or city to join us.

At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, which connects more than 75 different nationalities.

Raisin Applicant Privacy Policy

We value diversity and the unique experiences each individual brings. If you're excited about this role but don't meet every requirement, we still encourage you to apply.

We are an equal opportunity employer and are committed to creating an inclusive environment for everyone, regardless of race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, or gender identity.