Risk Management Analyst (m/f/d)

Mitsui & Co Europe Ltd; Düsseldorf; Hybrid; EUR 55,000 - 90,000; Full time

Benefits offered by this job

Flexible working hours (38.5-hour week

Remote work up to 2 days per week

30 days of annual leave

Training and development opportunities

Company pension scheme

Holiday and Christmas bonuses

Mobility allowance

Bike leasing (JobRad)

Discounted fitness programs

Job summary

Mitsui & Co Europe Ltd in Düsseldorf seeks a Risk Management Analyst to identify, assess, monitor, and mitigate business risks across Mitsui's operations. You will conduct comprehensive risk assessments of counterparties and investment opportunities, and provide expert recommendations on credit lines and investment decisions.

Responsibilities include due diligence, monitoring credit limit breaches, analyzing risk events, and developing debt recovery strategies across the EMEA region.

Qualifications

• University degree in Mathematics, Economics, Finance, Law, or a related discipline.
• Experience in B2B risk management in international environments preferred.
• Strong analytical and numerical skills, esp. in consolidated financial statements.
• Solid knowledge of accounting and finance concepts including project finance.
• Understanding of international trade practices, payments, and Incoterms.
• Familiarity with insolvency, collateral management and debt recovery processes.

Responsibilities

• Identify, assess, monitor, and mitigate financial and operational risks across Mitsui's operations.
• Conduct quantitative and qualitative risk assessments of counterparties and investments.
• Provide recommendations on credit lines, trading limits and investment decisions.
• Perform due diligence by visiting counterparties and stakeholders to evaluate risk exposures.
• Monitor overdue receivables, credit limit breaches, and report findings to management.
• Analyze risk events, including limit excesses and maximum risk volumes.
• Develop debt recovery strategies and liaise with debtors, insurers, and legal counsel.
• Deliver seminars and training to strengthen risk awareness across departments.

Skills

Business-fluent English

German language skills

Japanese language skills

Excellent Excel skills

Analytical thinking

Organizational skills

Ownership and accountability

Education

University degree in Mathematics, Economics, Finance, Law, or related discipline

Tools

Excel

Job description

As a Risk Management Analyst, you will play a key role in identifying, assessing, monitoring, and mitigating business risks across Mitsui's operations.

Your responsibilities will include:

• Managing a broad range of risk matters, including credit, market, country, and investment risks relating to the businesses of Mitsui EMEA (primarily Mitsui & Co. Deutschland GmbH) and affiliated companies.
• Conducting comprehensive quantitative and qualitative risk assessments of counterparties, business partners, and investment opportunities.
• Providing expert recommendations and guidance to business departments and senior management regarding credit lines, trading limits, and investment decisions.
• Performing due diligence by visiting and interviewing counterparties, credit agencies, and other relevant stakeholders to gather information and evaluate risk exposures.
• Monitoring overdue receivables and credit limit breaches, identifying root causes, recommending corrective actions, and reporting findings to management.
• Monitoring long and short positions and analysing risk events, including limit excesses, loss limit breaches, and maximum risk volume exceedances.
• Supporting the management and resolution of unexpected or emerging risk issues.
• Developing and implementing debt recovery strategies across the EMEA region while liaising with debtors, insurers, legal counsel, insolvency practitioners, and courts.
• Delivering seminars, workshops, and training initiatives to strengthen risk awareness and risk management competencies across business departments.

Your qualifications and Experience:

• University degree in Mathematics, Economics, Finance, Law, or a related discipline.
• Experience in B2B risk management, preferably within an international trading company, commercial or investment bank, credit insurer, or comparable environment.
• Strong analytical and numerical skills, particularly in the assessment of consolidated financial statements.
• Solid knowledge of accounting and finance, including corporate finance and project finance concepts.
• Understanding international commercial practices, including payment methods, trade finance, and Incoterms.
• Familiarity with insolvency proceedings, collateral management, and debt recovery processes.
• Good understanding of international macroeconomic developments and their potential impact on business operations.

Your skills and competencies:

• Business-fluent English, both written and spoken.
• German and/or Japanese language skills would be an advantage.
• Good working knowledge of Microsoft Office applications, particularly Excel.
• Ability to quickly understand complex business issues and translate them into practical risk assessments.
• Strong organizational skills with a structured, independent, and results-oriented approach to work.
• High level of initiative, accountability, and ownership.
• Proactive mindset with strong planning, execution, monitoring, and follow-up capabilities.
• Excellent communication and interpersonal skills with the confidence to engage effectively across different levels of the organization.
• Strong team spirit, reliability, and professional integrity.
• Openness to career mobility within the Mitsui Group and an interest in gaining experience across different businesses and international locations.

Your Benefits at Mitsui:

• Flexible working hours (38.5-hour week)
• Remote work up to 2 days per week
• 30 days of annual leave
• Attractive training and development opportunities
• Company pension scheme and capital-forming benefits
• Holiday and Christmas bonuses
• Mobility allowance (e.g., public transport)
• Bike leasing (JobRad)
• Discounted fitness programs and employee benefits