Credit Analyst - Risk Management Department (m/f/d)

Career Management GmbH; Düsseldorf; Presencial; EUR 50.000 - 70.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

30 days of vacation

Flextime

Commuting allowance

Mobile work

Christmas bonus

Further education programs

Office in central downtown Düsseldorf

Descripción de la vacante

A leading global trading company is seeking a Credit Analyst to join their risk management department in Düsseldorf. This full-time and permanent role involves assessing credit and market risks for activities across Europe and working closely with diverse teams. Candidates should have a bank clerk apprenticeship or degree in economics, proficiency in English (and preferably German), and strong analytical skills.

Formación

• Professional experience in B2B risk management, preferably with international companies.
• Affinity for numbers, especially in evaluating financial statements.
• Familiarity with international trade practices.

Responsabilidades

• Assess credit and market risks for company activities in Europe.
• Conduct quantitative and qualitative analysis of risk profiles.
• Advise business departments on decisions regarding credit lines.

Conocimientos

Analytical thinking

Communication skills

B2B risk management

Proficiency in MS Office

Fluent English

Educación

Bank clerk apprenticeship or university degree in economics

Descripción del empleo

Career Opportunities in Japanese companies - Building Connections, Shaping Careers

Our client, a leading global trading company, is seeking a Credit Analyst (mf/d) for their risk management department. This full-time, permanent position is based in Europe and offers the opportunity to work closely with a diverse team.

Responsibilities

• Assessment of credit, market, and country risks for the companies activities in Germany, as well as foroffices in Europe, the Middle East, Africa, and affiliated companies
• Quantitative and qualitative analysis and evaluation of the risk profiles ofbusiness partners
• Advising and guiding business departments, including recommendations to department heads regarding decisions on credit lines
• Liaising with business partners and credit agencies on site to gather risk-relevant information
• Monitoring overdue and overdrawn credit positions, market observation, root cause analysis, and advising on necessary measures and precautions, including reporting to management
• Negotiating with debtors, insurers, lawyers, insolvency practitioners, bankruptcy trustees and courts to enforce claims
• Supporting management in handling unexpected risk events
• Conducting internal seminars or training sessions to promote risk management awareness within business departments

Qualifications

• Successfully completed bank clerk apprenticeship or university degree in economics, finance or similar qualification
• Professional experience in B2B risk management, ideally within internationally operating companies, commercial/investment banks, or credit insurers
• Affinity for numbers and analytical thinking, especially in evaluating consolidated financial statements; basic knowledge of corporate and project finance as well as international macroeconomics
• Familiarity with international trade practices (e.g. Incoterms, payment terms)
• Excellent command of English, both written and spoken; German language skills are an advantage
• Proficient in MS Office applications
• Strong communication skills and confident demeanor
• High level of proactivity, commitment, and sense of responsibility, combined with a structured, goal-oriented, and independent working style
• Enjoy working in a diverse and international team

Benefits

• 30 days of vacation
• Permanent employment contract
• Full-time employment
• Flextime
• Commuting allowance
• Company benefits
• Mobile work
• Regular team building events
• Holiday pay
• Christmas bonus
• Further education programs
• Office in central downtown Düsseldorf
• Attractive development opportunities
• Free drinks

We look forward to hearing from you!