Junior Risk Manager (Credit Risk)

Zero to One Search | Recruitment Agency; Frankfurt; On-site; EUR 85,000 - 110,000; Full time

Benefits offered by this job

Deutschlandticket

Vouchers for numerous products

Free drinks

Fresh fruit and free lunches

Business Bike leasing

Job summary

A recruitment agency is seeking a credit risk management expert to join a dynamic organization in Frankfurt. The successful candidate will monitor loan portfolios, develop statistical models, and ensure compliance with banking regulations. A master's degree in a scientific field and programming skills are essential, along with fluent German. This role offers a supportive team environment and multiple employee benefits.

Qualifications

• Completed master's degree with a scientific focus, e.g., mathematics or physics.
• Professional experience in credit risk management or quantitative model development.
• High affinity for data and experience with statistical models.
• Hohe Affinität zu Daten und Erfahrung mit statistischen Modellen
• Programmierkenntnisse in Python oder R; Kenntnisse in Tableau bevorzugt
• Gutes Deutsch in Wort und Schrift; Teamplayer sind willkommen
• Langfristige Perspektive in einem wachsenden Unternehmen
• Start-up-Flair mit stabiler Online-Präsenz der Bank
• Offene, kollegiale Arbeitsumgebung mit regelmäßigen Events
• Weiterbildungsangebote und interne Entwicklungsmöglichkeiten

Responsibilities

• Monitor the bank's growing loan portfolio and manage credit risks.
• Develop data-driven models for estimating default risks.
• Analyse and evaluate new regulatory requirements.
• Weiterentwicklung von Prozessen und Systemen im Kreditrisikomanagement.
• Analyse regulatorischer Anforderungen (z. B. CRR, MaRisk) und Ableitung von Handlungsbedarf.
• Präsentation der Ergebnisse vor dem Management in Zusammenarbeit mit anderen Abteilungen.

Skills

Analytical‑structured working method

Fluent written and spoken German

Programming experience in Python or R

Knowledge of banking regulations

Deutsch fließend

Education

Master's degree with a scientific focus

Tools

Tableau

R

Tableau

Job description

Overview

1 day ago Be among the first 25 applicants

Our client is a dynamic part of a leading digital group, with the ambition to set a new standard in mobile banking. It is providing a variety of financial products and services via its mobile app. It includes online account opening, budgeting tools, mobile payments, and more, all designed to make banking easier for its customers.

Location: Frankfurt, on-site.

Type: permanent, full-time.

Responsibilities

• Monitor the bank's growing loan portfolio and the resulting risks. Based on your analyses, you derive measures for credit risk management.
• Develop and validate the innovative data‑driven models for estimating counterparty default risks (PD) as well as methods for estimating model parameters (EAD, LGD, CCF).
• Develop the products actively.
• Continuously develop the processes and systems within the framework of the bank's credit risk management.
• Analyse and evaluate new regulatory requirements (e.g. CRR, MaRisk) and derive resulting action requirements for credit risk management.
• Participate in presenting results to management, working closely with other departments of the bank, particularly product development, business intelligence & controlling, and treasury.

Qualifications

• Completed master's degree with a scientific focus, e.g., mathematics or physics
• Professional experience in credit risk management or quantitative model development as well as knowledge of banking regulations
• Analytical‑structured working method with a high degree of solution orientation
• High affinity for data and experience with statistical models
• Programming experience, e.g. in Python or R and ideally knowledge of Tableau
• Strong hands‑on mentality and enjoyment of teamwork
• Fluent written and spoken German skills (Word, Excel, Power Point)
• Long‑term perspective: They are growing continuously and offer colleagues long‑term career prospects
• Start‑up flair: Security of an established online company with start‑up flair – They plan long‑term and at the same time you have the opportunity to actively shape the bank
• Environment where you will feel comfortable: relaxed working environment, informal culture, regular drinks, cool team events with colleagues
• Further training opportunities: A broad training catalogue and specialised personnel development support you on your career path
• Extras: Deutschlandticket, vouchers for their numerous products, free drinks, fresh fruit and free lunches!
• Excellent transport links: Their offices are very central with excellent transport links
• Business Bike: Your new bike on lease – with their financial support

Benefits

• Deutschlandticket
• Vouchers for their numerous products
• Free drinks
• Fresh fruit and free lunches
• Excellent transport links
• Business Bike: Your new bike on lease – with their financial support