Director of Fraud Strategy & Growth (Data-Driven)

PayJoy, Inc; Bogotá; On-site; COP 394,335,000 - 591,502,000; Full time

Benefits offered by this job

Health and life insurance

20 vacation days

Co-working travel allowance

Professional development allowance

Mobile phone/home office stipend

Job summary

PayJoy, Inc. is seeking a Fraud Strategy Director to lead anti-fraud strategy for PayJoy card products. You will work with Risk Strategy, Data Science, Fraud Ops, and Product to optimize conversions while reducing fraud, in a fast-paced, entrepreneurial global startup environment.

You will guide a team of analysts, balance merchant and direct-to-consumer channels, and collaborate closely with credit strategy, engineering, and sales to implement scalable, automated fraud solutions.

Qualifications

• 7+ years designing anti-fraud strategies for consumer lending portfolios.
• 3+ years managing and growing a team.
• Strong SQL skills and understanding of statistics and DS modelling.
• Able to use programming, processes and collaboration with business to drive results.
• Demonstrated ability to work in a fast-paced, global startup environment.

Responsibilities

• Define anti-fraud strategies for PayJoy's credit card products (consumer direct).
• Measure the efficacy of anti-fraud strategies.
• Implement strategies balancing conversion and fraud prevention.
• Design scalable, automated fraud systems.
• Lead and mentor a high-impact fraud analytics team.
• Collaborate with Sales to craft fraud policies for merchant channels.
• Build a fraud feedback loop identifying vulnerabilities and escalate issues.
• Mentor and grow a fraud analytics team.

Skills

SQL

Statistics & DS modelling

Programming

Cross-functional collaboration

Vendor contracts

Tools

Python

Job description

PayJoy, Inc. is seeking a Fraud Strategy Director to lead anti-fraud strategy for PayJoy card products. You will work with Risk Strategy, Data Science, Fraud Ops, and Product to optimize conversions while reducing fraud, in a fast-paced, entrepreneurial global startup environment.

You will guide a team of analysts, balance merchant and direct-to-consumer channels, and collaborate closely with credit strategy, engineering, and sales to implement scalable, automated fraud solutions.