Fraud Strategy Director | Scale Anti-Fraud & Growth

PayJoy; Bogotá; Remote; COP 493,291,000 - 624,836,000; Full time

Benefits offered by this job

Health and life insurance for employee

20 vacation days

Co-working travel allowance

Professional development allowance

Phone/home office stipend

Wellness benefits

Job summary

PayJoy, a Public Benefit Corporation, seeks a Fraud Strategy Director to define and implement strategies balancing customer conversion with fraud reduction across PayJoy’s credit card products. You will partner with Risk Strategy, Data Science, and Fraud Ops, lead a high-impact analytics team, and mentor analysts while collaborating with sales and operations.

The role emphasizes quantitative leadership, scalable automation, and a commitment to diversity in a fast-paced fintech environment.

Qualifications

• 7+ years designing anti-fraud strategies for consumer lending portfolios.
• 3+ years managing and growing a team.
• Strong SQL skills and understanding of statistics and DS modelling.

Responsibilities

• Define PayJoy’s anti-fraud strategies for credit card (consumer direct).
• Measure the efficacy of PayJoy’s anti-fraud strategies.
• Implement strategies that balance conversion and fraud prevention.
• Design strategies that are automated and scalable.
• Lead and empower a team of analysts to define high-impact fraud strategies.
• Collaborate with Sales to craft fraud policies for merchants that distribute PayJoy.
• Build a fraud feedback loop to identify vulnerabilities and escalate issues.

Skills

Anti-fraud strategy design

Team management

SQL

Statistics

Data science modelling

Vendor contracts

Startup experience

Merchant lending

Job description

PayJoy, a Public Benefit Corporation, seeks a Fraud Strategy Director to define and implement strategies balancing customer conversion with fraud reduction across PayJoy’s credit card products. You will partner with Risk Strategy, Data Science, and Fraud Ops, lead a high-impact analytics team, and mentor analysts while collaborating with sales and operations.

The role emphasizes quantitative leadership, scalable automation, and a commitment to diversity in a fast-paced fintech environment.