Fraud Strategy Director: Scale & Optimize Credit Conversion

StartX; Bogotá; Sur place; COP 492 918 000 - 755 808 000; Plein temps

Avantages offerts par ce poste

Health and life insurance

Indefinite-term contract with 20 days休

Co-working travel allowance $2,000 USD

Professional development allowance $2,

Stipend for devices and wellness

Résumé du poste

PayJoy is seeking a Fraud Strategy Director to join the Financial Product team and define strategies that balance customer conversion with fraud reduction across PayJoy's credit card products.

You will lead and mentor a team of analysts, collaborate with credit strategy, product, engineering, data science, and operations, and drive scalable, automated fraud policies to sustain growth.

Qualifications

• 7+ years designing anti-fraud strategies for consumer lending
• 3+ years managing and growing a team
• Strong SQL and statistics/DS modelling knowledge
• Experience negotiating contracts with third-party data vendors
• Ability to work in a fast-paced global startup environment

Responsabilités

• Define PayJoy's anti-fraud strategies for credit card (consumer direct)
• Measure the efficacy of PayJoy's anti-fraud strategies
• Implement strategies that balance conversion and fraud prevention
• Design strategies that are automated and highly scalable
• Lead and empower a team of analysts to define high-impact fraud strategies
• Collaborate with Sales to craft fraud policies for merchants that distribute PayJoy
• Build a fraud feedback loop that identifies vulnerabilities and escalates issues to Engineering
• Mentor and build a high-impact fraud analytics team

Connaissances

Anti-fraud strategy design

SQL skills

Statistics & DS modelling

Programming & collaboration

Vendor contracts

Startup experience

Merchant lending experience

Description du poste

PayJoy is seeking a Fraud Strategy Director to join the Financial Product team and define strategies that balance customer conversion with fraud reduction across PayJoy's credit card products.

You will lead and mentor a team of analysts, collaborate with credit strategy, product, engineering, data science, and operations, and drive scalable, automated fraud policies to sustain growth.