Credit Analyst – Commodity Trade Finance

Lexton Stanley; Genf; Vor Ort; CHF 90.000 - 130.000; Vollzeit

Zusammenfassung

Lexton Stanley is seeking a Credit Analyst in Geneva to join the Credit Department. You will review and prepare credit files up to submission to the Credit Committee, assess security documentation, and coordinate with Account Management to ensure transactions comply with approved Credit Proposals.

Key responsibilities include analyzing financial statements, presenting to the Credit Committee, reviewing approval forms, and ensuring timely reviews and renewals.

Qualifikationen

• Must have proven credit analysis ability within commodity trade finance.
• Strong financial analysis skills for audited and unaudited statements.
• Rigorous, detail-oriented, and able to meet Credit Committee deadlines.

Aufgaben

• Conduct comprehensive review of credit packages and financial analysis.
• Present financials to the Credit Committee.
• Review Credit Approval Forms for alignment with terms.
• Ensure security/collateral is in place and compliant.
• Perform periodic borrower reviews and flag deterioration to RM.
• Review annual audited figures and assign credit risk rating.
• Monitor maturity dates and ensure timely renewals.
• Maintain audit-ready credit files and draft minutes for committees.
• Respond to ad-hoc queries from Front Office and stakeholders.

Kenntnisse

Credit analysis

Financial analysis

Attention to detail

Deadline-driven

Jobbeschreibung

On behalf of our client, a well-established Geneva-based bank specializing in commodity trade finance, Lexton Stanley is looking for a Credit Analyst to join its Credit Department.

About the role

Reporting to the Head of Credit, you will be responsible for the comprehensive review and preparation of credit files up to their submission to the Credit Committee, the review of security documentation, and close coordination with Account Management to ensure transactions are executed in line with approved Credit Proposals.

Key responsibilities

• Conduct a comprehensive and critical review of credit packages submitted by the Front Office, including up-to-date financial analysis of audited and unaudited financial statements
• Present the financials of analyzed companies to the Credit Committee
• Review Credit Approval Forms for proper alignment with the terms of credit packages
• Ensure receipt of the security/collateral requested by the Credit Approval, and consult with legal advisors on the form, genuineness and enforceability of non-cash security
• Perform periodic review of borrowers' financial figures and flag any observed deterioration to Relationship Managers
• Review borrowers' annual audited figures and assign the annual credit risk rating
• Monitor maturity dates of ongoing Credit Approvals and ensure timely review and renewal
• Maintain credit files and documentation, ensuring they remain audit-ready
• Draft or review minutes of credit committees for your portfolio
• Respond to ad-hoc queries from Front Office and other stakeholders

Your profile

• Prior experience in credit analysis within commodity trade finance
• Strong financial analysis skills, comfortable assessing both audited and unaudited financial statements
• Rigorous, detail-oriented, and comfortable working to Credit Committee deadlines
• Fluent in English; French is an asset

For any additional information regarding this opportunity, please contact Maeva Reis at [phone] or by email at [e-mail].

All applications and enquiries will be treated with the strictest confidentiality.

We thank all candidates for their interest. However, only applicants whose profiles closely match the requirements of the position will be contacted.