Credit Analyst

Helvetica Partners; Genf; Hybrid; CHF 120.000 - 150.000; Vollzeit

Benefits dieser Stelle

Home office

Zusammenfassung

Helvetica Partners in Geneva seeks a seasoned Credit Analyst to join the Credit Analysis team. You will assess the financial strength and creditworthiness of clients and counterparties active in Commodity Trade Finance, analyze transaction risks, and advise on credit facilities.

The role involves close collaboration with Relationship Managers during structuring and review of transactions, with emphasis on accurate credit risk assessments and timely updates of credit files.

Qualifikationen

• University degree in Finance, Economics or a related field.
• At least 5 years of experience as a Credit Analyst / Credit Officer.
• Strong understanding of Commodity Trade Finance activities and instruments.
• Excellent quantitative and qualitative analytical skills.
• Excellent written and spoken English; additional languages are an advantage.

Aufgaben

• Analyse financial statements and CAFs for a portfolio of clients active in Commodity Trade Finance.
• Assess the creditworthiness and financial strength of clients and counterparties.
• Provide structured credit risk assessments and recommendations to internal decision-makers.
• Maintain up-to-date credit files through regular review of financial statements.
• Apply and update internal credit ratings for assigned counterparties.
• Review and validate accreditation requests relating to major counterparties, brokers and insurance companies.
• Assess credit risk and provide recommendations on one-off transactions presented by theCTF team.
• Work closely with Relationship Managers during initial structuring of transactions and establishment of credit lines.

Kenntnisse

Credit analysis

Financial analysis

Credit risk

English proficiency

MS Office

Autonomous

Interpersonal skills

Prioritization

CTF knowledge

Attention to detail

Ausbildung

University degree in Finance or Economics

Tools

MS Office

Jobbeschreibung

Credit Analyst – Commodity Trade Finance

Location: Geneva

Activity rate: 100%

Start date: As soon as possible

Reporting to: Head of Credit Analysis

About the role

For a Swiss financial institution based in Geneva, we are looking for a Credit Analyst to join the Credit Analysis team.

The role involves assessing the financial strength and creditworthiness of clients and counterparties active in Commodity Trade Finance, analysing transaction risks and making recommendations regarding credit facilities.

You will work closely with the Commodity Trade Finance and Relationship Management teams during the structuring and review of transactions.

Key responsibilities

• Analyse financial statements and Credit Approval Forms (CAFs) for a portfolio of clients active in Commodity Trade Finance.
• Assess the creditworthiness and financial strength of clients and counterparties.
• Provide structured credit risk assessments and recommendations to the relevant internal decision-makers.
• Maintain up-to-date credit files through regular review of financial statements and financial performance.
• Apply and update internal credit ratings for assigned counterparties.
• Review and validate accreditation requests relating to major counterparties, brokers and insurance companies.
• Assess credit risk and provide recommendations on one-off transactions presented by the Commodity Trade Finance team.
• Work closely with Relationship Managers and Commodity Trade Finance teams during the initial structuring of transactions and establishment of credit lines.
• Participate in client meetings when required.

Your profile

• University degree in Finance, Economics or a related field.
• At least 5 years of experience as a Credit Analyst / Credit Officer within a bank active in Commodity Trade Finance, or relevant experience in an audit firm managing a portfolio of commodity trading clients.
• Strong understanding of Commodity Trade Finance activities and instruments.
• Excellent quantitative and qualitative analytical skills.
• Strong experience in financial statement analysis and credit assessment.
• Ability to present financial analysis in a clear, structured and concise manner.
• Strong attention to detail and ability to manage multiple priorities.
• Good interpersonal and communication skills.
• Autonomous and comfortable working independently.
• Excellent written and spoken English; additional languages are an advantage.
• Excellent command of MS Office.
• Swiss residency required.

What is offered

• International and multicultural banking environment.
• Exposure to Commodity Trade Finance and complex credit risk assessments.
• Close interaction with Credit, Relationship Management and Trade Finance teams.
• Competitive compensation package.
• 1 day per week of home office.

Location: Geneva

Activity rate: 100%

Start date: As soon as possible