Credit Risk Officer - Trade Finance ENG / FR 100% (m / f)

Michael Page (Switzerland); Genf; On-site; CHF 120,000 - 170,000; Full time

Benefits offered by this job

Remote work after trial

International environment

Job summary

Michael Page International (Switzerland) SA is recruiting for a Credit Risk professional in Geneva to review credit applications, assess counterparties, and prepare concise memoranda for approval committees. The role requires 3–7 years in credit analysis or risk management in Switzerland, with experience in credit trade finance, strong financial analysis, and fluent English and French.

You will monitor portfolios, ensure documentation and reporting, and support governance processes in an

Qualifications

• Degree in Finance, Economics, Accounting, or related field.
• 3–7 years of credit analysis or risk management experience in Switzerland.
• Experience in credit trade finance is mandatory.
• Strong ability to analyze financial statements and assess risk.
• Understanding of lending structures, collateral, and documentation.
• Ability to prepare concise credit recommendations for senior stakeholders.
• Excellent attention to detail and strong presentation skills.

Responsibilities

• Review credit applications and assess counterparty creditworthiness.
• Perform detailed financial analysis using audited and management accounts.
• Prepare high-quality credit memoranda and recommendations for approval committees.
• Present risk findings to decision-making bodies.
• Monitor compliance with approved credit terms and conditions.
• Ensure collateral documentation is adequate and enforceable.
• Monitor portfolio exposures and credit ratings; escalate concerns as needed.
• Manage annual reviews, renewals, and ongoing monitoring of facilities.
• Maintain accurate credit records for internal and external reviews.
• Support governance processes and ad hoc credit projects; report to clients and management.
• Participate in day-to-day office activities.

Skills

Credit Analysis

Credit Risk Management

Corporate Banking

Financial Analysis

Lending Structures

Credit Documentation

Stakeholder Communication

Education

Finance/Economics/Accounting/Business Administration degree

Tools

Excel

Job description

• Credit Risk Department
• Trade Finance - Corporate Banking

About Our Client

Our client is an established international financial institution, running activities in corporate banking and trade finance, with a strong focus on risk management, governance, and credit quality. The organization operates in a dynamic environment and is committed to maintaining robust credit processes while supporting business growth through prudent risk assessment and portfolio management.

Job Description

• Performing comprehensive reviews of credit applications and assess the creditworthiness of corporate counterparties;
• Conducting detailed financial analysis using audited and management accounts and identifying key risk indicators;
• Preparing high-quality credit memoranda and recommendations for approval committees;
• Presenting financial assessments and risk findings to decision-making bodies ;
• Reviewing and monitoring compliance with approved credit terms and conditions;
• Ensuring the adequacy, enforceability, and proper documentation of collateral and security arrangements;
• Monitoring portfolio exposures, financial performance, and credit ratings, escalating potential concerns when required;
• Managing annual reviews, renewals, and ongoing monitoring activities for existing credit facilities;
• Maintaining accurate credit records and ensuring documentation is readily available for internal and external reviews;
• Supporting governance processes, committee reporting, and ad hoc credit-related projects;
• Reporting to the clients and the Management;
• Participation in the day-to-day to the office.

The Successful Applicant

• Graduated from a Degree in Finance, Economics, Accounting, Business Administration, or a related field;
• 3 to 7 years of proven similar experience in credit analysis, credit risk management, corporate banking, or a similar environment in Switzerland ;
• Experience in credit trade finance mandatory;
• Strong financial statement analysis and risk assessment skills;
• Solid understanding of lending structures, collateral arrangements, and credit documentation;
• Ability to prepare concise and well-supported credit recommendations for senior stakeholders;
• Strong analytical mindset with excellent attention to detail and sound judgement ;
• Effective communication and presentation skills, including the ability to engage with committees and business stakeholders;
• Strong organisational skills with the ability to manage multiple priorities and deadlines;
• Professional proficiency in English and in French; additional languages are an advantage.

What's on Offer

Our client offers a 100% permanent contract within a dynamic, international and human-sized working environment. Some remote access could be also possible for some days during the week after the trial period.