Underwriting Consultant: Hybrid, Impact & Growth

Sun Life; Edmonton; Hybrid; CAD 110,000 - 170,000; Full time

Benefits offered by this job

Hybrid environment

Flexible benefits

Stock ownership program

Annual bonus

Paid vacation & care days

Sabbatical program every 5 years

Community investment

Maternity/Paternity top-up

Job summary

Sun Life is actively seeking an experienced Underwriting Consultant to join our hybrid Canadian team. You will analyze medical and financial data to assess Life and Critical Illness applications, apply underwriting guidelines, and collaborate with reinsurers and advisors to reach fair, well-documented decisions.

The role emphasizes continuous learning, mentorship, and client-centered service. The ideal candidate has 7+ years as an Individual Life Underwriter, with ALU/FALU/FLMI progress, and

Qualifications

• Minimum 7 years of experience as an Individual Life Underwriter
• Signings authorities in life and critical illness
• Strong analytical, judgment, problem solving and decision-making skills
• Ability to influence and negotiate with internal and external partners
• Knowledge of medicine and risk factors
• Ability to meet tight deadlines and manage priorities
• Willingness to obtain ALU/FALU/FLMI designations
• Bilingualism (French, English) required for Quebec interactions

Responsibilities

• Analyze medical, personal and financial information to assess eligibility for Life and Critical Illness insurance
• Assess risk using underwriting guidelines and professional judgement; obtain additional information as needed
• Make timely, well-reasoned decisions within authority; refer cases for co-sign where required
• Partner with reinsurers to negotiate outcomes on complex decisions
• Engage internal partners to deliver a client-centric underwriting experience
• Document decisions with clear rationale and maintain confidentiality
• Drive continuous improvement in underwriting quality, efficiency and innovation
• Stay current on underwriting approaches, trends and risk factors
• Embrace new tools and technology to improve accuracy
• Support collaboration across teams to ensure sunshine on client outcomes

Skills

Analytical skills

Decision making

Negotiation

Medical knowledge

Communication

Bilingual English/French

Underwriting authority

Education

ALU certificate

FALU designation

FLMI designation

Job description

Sun Life is actively seeking an experienced Underwriting Consultant to join our hybrid Canadian team. You will analyze medical and financial data to assess Life and Critical Illness applications, apply underwriting guidelines, and collaborate with reinsurers and advisors to reach fair, well-documented decisions.

The role emphasizes continuous learning, mentorship, and client-centered service. The ideal candidate has 7+ years as an Individual Life Underwriter, with ALU/FALU/FLMI progress, and