Senior Manager, Data Analytics & Credit Strategy

RBC; Toronto; On-site; CAD 95,000 - 130,000; Full time

Job summary

RBC’s Commercial Credit team is looking for a Senior Manager to lead data-driven credit strategies and analytics. The role involves collaborating across departments to enhance efficiencies, improve customer experience, and optimize profitability using statistical techniques and advanced analytics tools. Candidates should possess strong expertise in credit strategy development and experience with data analysis tools like SQL and Tableau.

Benefits

Dynamic, collaborative work environment

Opportunities for career advancement

Challenging and meaningful work

Qualifications

• Strong expertise in credit strategy development and financial modeling.
• Proficiency in SQL and experience with large datasets.
• Proven stakeholder management experience and strong analytical skills.

Responsibilities

• Lead development of data-driven credit strategies to drive business growth.
• Utilize data assets to enhance process efficiencies.
• Build dashboards and conduct deep-dive data analyses.

Skills

Big Data Analytics

Credit Strategies

Data Mining

Data Visualization

Statistical Analysis Techniques

Tools

SQL

Tableau

Python

R

Job description

Job Summary

Job Description

What is the opportunity?

RBC’s Commercial Credit team is seeking a Senior Manager, Data Analytics & Credit Strategy. This role focuses on developing and implementing innovative credit strategies to facilitate auto-adjudication, deliver data-driven insights, and drive business growth. As part of Commercial Credit within RBC’s Commercial Banking business segment, you will leverage advanced analytics and collaborate with key stakeholders across Commercial Banking, Group Risk Management (GRM), Regional Banking, Risk Operations, Products, and Technology & Operations (T&O) to transform Commercial Credit and deliver impactful solutions.

What will you do?

• Lead the development and execution of data-driven credit strategies to enhance efficiencies, improve customer experience, optimize profitability, and support business growth

• Identify opportunities to better utilize RBC’s data assets to enhance process efficiencies and streamline workflows

• Use advanced analytics, statistical techniques, and data mining to gain customer insights, identify new business opportunities, and improve credit processes

• Build and maintain dashboards and data visualization tools to deliver actionable insights, monitor portfolio performance, and increase data accessibility

• Conduct deep-dive data analyses into areas of concern, elevated risks, or unusual trends to support recommendations and decision-making

• Provide statistical analysis and financial modeling to support the team’s OKR and visions

• Collaborate with IT partners to ensure the successful implementation of credit strategies, ensuring data accuracy and alignment with business expectations

• Engage with senior management and GRM to refine and execute strategies, presenting insights and recommendations effectively

What do you need to succeed?

Must-have:

• Strong expertise in credit strategy development, including experience with credit risk fundamentals, portfolio management, and financial modeling

• Proficiency in SQL, with the ability to query, analyze, and manipulate large datasets to extract data for analysis

• Strong knowledge of RBC’s business data assets (e.g., EDW, EDL), credit processes, systems infrastructure, and data architecture

• Experience with modern analytical tools and technology stacks, including SQL, Python, R, Tableau, and GitHub

• Proven experience in building Tableau dashboards to deliver data insights and improve data accessibility

• Strong analytical and problem-solving skills, with the ability to work independently under minimal supervision

• Proven stakeholder management experience, with effective communication and presentation skills

• Ability to connect process, policy, system, and data to establish impacts and drive business outcomes

Nice-to-have:

• Previous experience working with Commercial Banking-related data, credit models, or strategies

• Strong knowledge and experience developing statistical models and applying their output in practical strategies, including logistic regression

• Strong understanding of RBC’s risk appetite, strategies, and frameworks

• Proven prioritization and decision-making ability, with the ability to deal with ambiguity

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• Ability to make a difference and lasting impact

• Work in a dynamic, collaborative, progressive, and high-performing team

• Opportunities to do challenging work

Job Skills

Big Data Analytics, Credit Strategies, Critical Thinking, Data Administration, Data Mining, Data Modeling, Data Movement, Data Visualization, Detail-Oriented, Financial Modeling, Group Problem Solving, Quantitative Research, Research Documents, Risk Management, Statistical Analysis Techniques, Structured Query Language (SQL), Tableau (Software)

Additional Job Details

Address:

RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTO

City:

TORONTO

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

PERSONAL & COMMERCIAL BANKING

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2025-06-04

Application Deadline:

2025-06-19

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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