Senior credit and marketing analyst

Arica; Richmond; On-site; USD 70,000 - 100,000; Full time

Job summary

Arica, a boutique consulting firm, seeks a Senior Credit and Marketing Analyst to enhance credit analysis and marketing strategies. This role demands strong analytical skills and the ability to communicate insights effectively. Join a dynamic team focused on delivering impactful solutions for clients in the financial services sector.

Benefits

Medical/dental

401(K)

Flexible working arrangements

Competitive compensation

Qualifications

• 2-3 years of experience in financial services, particularly in credit risk.
• Deep understanding of the credit lifecycle and scorecard development.
• Excellent written and verbal communication skills.

Responsibilities

• Analyze credit performance and risk segmentation across client engagements.
• Design credit policies and underwriting strategies.
• Support client marketing initiatives by analyzing campaign performance.

Skills

Business analysis

Communication

Analytical skills

SQL

Excel

Tools

Power BI

Tableau

Python

R

Job description

Senior Credit and Marketing Analyst

Company: Arica

Location: Richmond, VA or Northern Virginia/Washington DC area

Team: Credit & Marketing Strategy

Reports to: Managing Partner

Experience Required: 2–3 Years

About Us

We are a boutique consulting firm specializing in financial services strategy, credit risk, and marketing analytics. Our clients include lenders, fintech startups, and investment firms looking to make smarter, data-driven decisions. As a lean and agile team, we value self-starters who are comfortable owning projects, managing client relationships, and thinking analytically and strategically.

The Opportunity

We're looking for a Senior Credit and Marketing Analyst with a strong foundation in credit analysis and business problem solving. You’ll work closely with partners and clients to solve complex credit-related challenges and support strategic marketing initiatives. While this role is analytical in nature, it's equally about clarity in communication, insight generation, and autonomy in delivery.

Key Responsibilities

·• Analyze credit performance, risk segmentation, and portfolio trends across various client engagements.

·• Design and interpret credit policies, scorecards, and underwriting strategies.

·• Support client marketing initiatives by analyzing campaign performance, customer segmentation, and return on investment.

·• Translate client needs into clear, actionable analytics plans and deliverables.

·• Present findings and recommendations to client executives in a structured, compelling manner.

·• Collaborate with internal and client teams, often with minimal oversight.

·• Contribute to thought leadership and knowledge development within the firm.

What We’re Looking For

Must-Have Qualifications:

·• 2–3 years of experience in financial services, particularly in credit risk, lending strategy, or portfolio analytics.

·• Deep understanding of the credit lifecycle, scorecard development, and key credit metrics.

·• Strong business analysis skills with the ability to frame complex problems and connect data to business outcomes.

·• Excellent written and verbal communication skills; adept at distilling complex ideas for executive audiences.

·• Highly self-motivated and comfortable working independently or in small teams.

·• Proficiency in SQL and Excel; familiarity with data visualization tools such as Power BI or Tableau (or similar)

Nice-to-Have Skills:

·• Experience with marketing analytics or customer lifecycle modeling.

·• Exposure to Python, R, or machine learning tools.

·• Experience in a consulting or client-facing environment.

·• Comfort working in fast-paced, unstructured environments with shifting priorities.

Why Join Arica

·• Work directly with senior leadership and high-growth clients.

·• Engage in a variety of strategic projects across credit, marketing, and growth.

·• Be part of a culture that values independence, intellectual curiosity, and results.

·• Opportunity to shape the growth of a young, dynamic consulting firm.

·• Competitive compensation, flexible working arrangements, and strong growth potential.

To Apply

Please send your resume and a brief note on your interest to [e-mail] with the subject line “Senior Analyst Application – [Your Name]”.

Join us at Arica, where your expertise in credit analysis and passion for marketing analytics can drive meaningful impact for our clients.

Ability to work in the US without sponsorship required

Benefits: Medical/dental, 401(K)