Ribo Insurance Broker

Billyard Insurance Group Inc.; Toronto; Hybrid; CAD 60,000 - 120,000; Full time

Job summary

Billyard Insurance Group Inc. in the Greater Toronto Area is seeking a motivated RIBO-licensed Insurance Broker. This full-time hybrid role combines client advisory, quote preparation, policy changes, renewals, and claims coordination for home, auto, business, and specialty lines.

You will build relationships with clients, work with insurers to secure coverage, maintain accurate records, and stay up-to-date with industry regulations. Ontario residents only; compensation is commission-based.

Qualifications

• RIBO license current and strong knowledge of personal and commercial insurance.
• Excellent client service and ability to assess needs and explain options.
• Sales and negotiation skills to generate new business and cross-sell.
• Organizational discipline to manage multiple client files, renewals and endorsements.
• Proficiency with CRM tools and Microsoft Office; comfortable with remote collaboration.
• Strong written and verbal communication with attention to detail.
• Ability to work independently and in a hybrid team; prior brokerage experience is an asset; CAIB/CIP designations appreciated.

Responsibilities

• Advise clients on suitable insurance products and assess coverage needs.
• Provide quotes and prepare proposals for home, auto, business, and specialty lines.
• Process policy changes, renewals, inquiries, and support claims coordination.
• Maintain relationships with clients and collaborate with insurers for coverage options.
• Document accurately and stay current on regulatory requirements.

Skills

Client service skills

Sales and negotiation

Communication skills

Team collaboration

Tools

CRM tools

Microsoft Office

Job description

Company Description Billyard Insurance Group Inc. is a full-service commercial and personal lines insurance brokerage with multiple locations across Ontario. The organization provides Home, Automobile, Business, and Specialty Insurance solutions for individuals, families, and businesses throughout the province. Billyard Insurance Group focuses on building tailored insurance plans that save clients time, reduce hassle, and support fair compensation in the event of a loss. The team is committed to professional, attentive service and encourages clients to review their coverage regularly with experienced insurance advisors. This client-centered approach creates a collaborative environment where insurance professionals can contribute meaningfully to the protection of their community.

Role Description The Ribo Insurance Broker role is a full-time hybrid position based in the Greater Toronto Area, Canada, with the flexibility to work from home for part of the week. In this role, the broker will advise clients on suitable insurance products, assess coverage needs, provide quotes, and prepare insurance proposals for home, auto, business, and specialty lines. Day-to-day responsibilities include managing policy changes, processing renewals, handling inquiries, and supporting claims coordination to ensure timely and accurate service. The broker will maintain regular contact with clients, build lasting relationships, and collaborate with insurers to secure competitive coverage options. The role also involves maintaining accurate documentation, staying current on industry trends and regulatory requirements, and contributing to a positive, compliant, and customer-focused work environment.

Qualifications

• Current RIBO license and strong knowledge of personal and commercial insurance products and regulations.
• Client service skills, including the ability to assess insurance needs, explain coverage options clearly, and build long-term professional relationships.
• Sales and negotiation abilities to present solutions, generate new business, cross-sell products, and meet or exceed performance targets.
• Organizational and administrative skills to manage multiple client files, process renewals and endorsements, and maintain accurate records.
• Proficiency with insurance broker management systems, office software (e.g., CRM tools, Microsoft Office), and comfort with remote collaboration technologies.
• Strong written and verbal communication skills, with attention to detail and a commitment to ethical, compliant practices.
• Ability to work both independently and as part of a team in a hybrid environment, balancing in-office and at-home responsibilities.
• Previous experience in an insurance brokerage or related financial services setting is an asset; additional industry designations (e.g., CAIB, CIP) are considered beneficial.

Requirement

RIBO Licensed

This is commission based role only , only Ontario residents will be considered for this role.