Insurance Broker

Able Insurance Brokers Ltd.; Mississauga; On-site; CAD 55,000 - 75,000; Full time

Job summary

Able Insurance Brokers Ltd. seeks a motivated Insurance Broker to join our growing Mississauga team. You will develop, market, and manage personal and commercial lines, building tailored proposals and advising clients through the insurance process.

You will work with carriers and internal teams, evaluate existing policies, pursue cross-selling, and stay current with industry regulations to deliver optimal coverage and service.

Qualifications

• Experience as an Insurance Broker or advisor on personal and commercial lines.
• Knowledge of insurance products, policy structures, and underwriting.
• Strong negotiation, analytics, and client-focused approach.
• RIBO license (or in progress) is required.

Responsibilities

• Develop and maintain client relationships with tailored insurance solutions.
• Evaluate and adjust client policies to ensure adequate protection.
• Identify cross-selling and upselling opportunities across lines.
• Research products from multiple carriers and present options.
• Support clients through the claims process.
• Monitor industry trends and regulatory changes to advise clients.
• Collaborate with underwriters and internal stakeholders to secure favorable terms.
• Maintain accurate records of client interactions and policy changes.

Skills

Sales & negotiation

Client advisory

Relationship management

Communication

Job description

We are seeking a motivated and self-driven Insurance Broker to join our growing team. The ideal candidate will work collaboratively with internal departments to develop, market, and manage both new and renewal business across a diverse client base. This role offers the opportunity to write both personal and commercial lines of insurance, providing a well-rounded and dynamic career path.

A strong understanding of the insurance marketplace, combined with the ability to build and maintain productive relationships with insurance carriers, is essential. The successful candidate will possess excellent negotiation and analytical skills to evaluate client needs and develop tailored proposals and recommendations. The ability to prioritize and manage multiple tasks in a fast-paced environment is key to thriving in this role.

Key Responsibilities:

• Develop and maintain strong relationships with clients, providing personalized insurance solutions to meet both personal and commercial coverage needs.
• Evaluate clients’ existing insurance policies and recommend adjustments to ensure adequate protection.
• Identify and pursue opportunities for cross-selling and upselling within personal and commercial lines.
• Research and compare insurance products from multiple carriers; present clear, customized options to clients.
• Provide guidance and support to clients throughout the claims process.
• Monitor industry trends, underwriting guidelines, and regulatory changes to provide accurate and timely advice.
• Collaborate with underwriters, carriers, and internal stakeholders to negotiate competitive terms and secure optimal outcomes for clients.
• Maintain accurate records and documentation of client interactions, coverage details, and policy changes.

Qualifications:

• Proven experience as an Insurance Broker or in a similar advisory role.
• Working knowledge of both personal and commercial insurance products, policy structures, and underwriting procedures.
• Strong sales and negotiation skills, with a history of achieving or exceeding performance targets.
• Excellent communication, relationship-building, and interpersonal skills.
• Highly organized with strong time management and multitasking abilities.
• Detail-oriented and analytical, with sound judgment and problem-solving capabilities.
• RIBO license (or in the process of obtaining one) is required.

Our AODA Statement of Commitment

Able Insurance Brokers Ltd is an equal opportunity employer that does not discriminate against any employee or applicant based on race, ancestry, place of origin, colour, ethnic origin, citizenship, religion, gender identity, gender expression, creed, sex, sexual orientation, age, record of offences, marital status, family status or disability. Able Insurance is committed to a fair and inclusive work environment. We will endeavor to accommodate the needs of qualified applicants in all parts of the hiring process.