Insurance Broker

Ableins; Mississauga; On-site; CAD 60,000 - 90,000; Full time

Job summary

Able Insurance Brokers Ltd in Mississauga is seeking a motivated Insurance Broker to join our growing team. The role involves working with internal departments to develop, market, and manage personal and commercial lines, offering tailored coverage.

Candidates should have proven advisory experience, strong negotiation and communication skills, and a current or pursuing RIBO license. The position emphasizes client relationship building, claims guidance, and staying current with industry trends.

Qualifications

• Proven experience as Insurance Broker or advisory role.
• Working knowledge of personal and commercial insurance products, policy structures, and underwriting procedures.
• Strong sales and negotiation skills with a history of meeting targets.
• Excellent communication and interpersonal skills.
• Highly organized with strong time management and multitasking abilities.
• Detail-oriented and analytical with sound judgment.
• RIBO license (or in progress)

Responsibilities

• Develop and maintain strong client relationships, providing personalized insurance solutions for personal and commercial needs.
• Evaluate clients’ existing policies and recommend adjustments for adequate protection.
• Identify opportunities for cross-selling and upselling within personal and commercial lines.
• Research and compare insurance products from multiple carriers; present clear, customized options.
• Provide guidance and support to clients through the claims process.
• Monitor industry trends, underwriting guidelines, and regulatory changes to advise clients.
• Collaborate with underwriters, carriers, and internal stakeholders to negotiate favorable terms.
• Maintain accurate records of client interactions and policy changes.

Skills

Sales

Negotiation

Communication

Relationship-building

Time management

Multitasking

Analytical

Education

RIBO license

Job description

Able Insurance is a fast-growing full-service insurance brokerage. Our company’s strength is derived from the diversity and vast array of experience brought amongst our employees and brokers. Providing our clients with valued service and products starts with having a passionate and collaborative group at the core of our business.

We are seeking a motivated and self-driven Insurance Broker to join our growing team. The ideal candidate will work collaboratively with internal departments to develop, market, and manage both new and renewal business across a diverse client base. This role offers the opportunity to write both personal and commercial lines of insurance, providing a well-rounded and dynamic career path.

A strong understanding of the insurance marketplace, combined with the ability to build and maintain productive relationships with insurance carriers, is essential. The successful candidate will possess excellent negotiation and analytical skills to evaluate client needs and develop tailored proposals and recommendations. The ability to prioritize and manage multiple tasks in a fast-paced environment is key to thriving in this role.

Key Responsibilities:

• Develop and maintain strong relationships with clients, providing personalized insurance solutions to meet both personal and commercial coverage needs.
• Evaluate clients’ existing insurance policies and recommend adjustments to ensure adequate protection.
• Identify and pursue opportunities for cross-selling and upselling within personal and commercial lines.
• Research and compare insurance products from multiple carriers; present clear, customized options to clients.
• Provide guidance and support to clients throughout the claims process.
• Monitor industry trends, underwriting guidelines, and regulatory changes to provide accurate and timely advice.
• Collaborate with underwriters, carriers, and internal stakeholders to negotiate competitive terms and secure optimal outcomes for clients.
• Maintain accurate records and documentation of client interactions, coverage details, and policy changes.

Qualifications:

• Proven experience as an Insurance Broker or in a similar advisory role.
• Working knowledge of both personal and commercial insurance products, policy structures, and underwriting procedures.
• Strong sales and negotiation skills, with a history of achieving or exceeding performance targets.
• Excellent communication, relationship-building, and interpersonal skills.
• Highly organized with strong time management and multitasking abilities.
• Detail-oriented and analytical, with sound judgment and problem-solving capabilities.
• RIBO license (or in the process of obtaining one) is required.

Our AODA Statement of Commitment

Able Insurance Brokers Ltd is an equal opportunity employer that does not discriminate against any employee or applicant based on race, ancestry, place of origin, colour, ethnic origin, citizenship, religion, gender identity, gender expression, creed, sex, sexual orientation, age, record of offences, marital status, family status or disability. Able Insurance is committed to a fair and inclusive work environment. We will endeavor to accommodate the needs of qualified applicants in all parts of the hiring process.