Commercial Underwriter

ecl.vincere.io; West Vancouver; Hybrid; CAD 75,000 - 115,000; Full time

Benefits offered by this job

Comprehensive benefits package

Paid vacation

Performance-based bonus

Job summary

Our client in Calgary, Alberta, seeks a Commercial Underwriter to join the underwriting team. You will underwrite new and renewal Commercial Property & Casualty business, manage the underwriting process, and develop strong broker relationships to grow the portfolio.

The role requires 3+ years of hands-on underwriting, solid analytical skills, and the ability to work independently within a collaborative team. Hybrid work arrangement within a growing insurance organization is offered.

Qualifications

• 3+ years of hands-on Commercial Property & Casualty underwriting experience.
• Strong commercial property underwriting knowledge and sound judgment.
• Proven ability to build broker relationships and identify growth opportunities.
• Strong analytical, organizational, and problem-solving skills.
• Excellent Excel and Microsoft Office skills.
• Effective communication and relationship-building abilities.
• Able to work independently within a collaborative team.
• Adaptable and curious in a growing environment.
• Legally entitled to work in Canada.

Responsibilities

• Underwrite new and renewal Commercial Property & Casualty business within authorized guidelines.
• Manage the underwriting process from submission to issuance and ongoing account management.
• Establish pricing, deductibles, limits, terms, and conditions.
• Evaluate risk exposures using mapping, catastrophe modelling, and other tools.
• Develop and maintain broker, MGAs, and other partnerships.
• Support program and delegated underwriting authority activities.

Skills

Commercial underwriting

Broker relationships

Analytical skills

Excel proficiency

Education

CIP designation or progress toward completion

Tools

CAT modelling tools

Microsoft Office

Job description

Commercial Underwriter

Calgary, Alberta | Hybrid | Full-Time, Permanent

The Opportunity

Our client is a growing Canadian Property & Casualty insurance organization offering an entrepreneurial and collaborative environment where employees are encouraged to take ownership, contribute ideas, and make a meaningful impact.

We are seeking a Commercial Underwriter to join the underwriting team. Reporting to the Underwriting Team Lead, this individual will be responsible for underwriting new and renewal Commercial Property & Casualty business, developing strong broker and MGA relationships, and contributing to the continued growth of the organization’s commercial portfolio.

This is an excellent opportunity for an experienced underwriter who is comfortable working independently and is interested in taking on increased responsibility as the organization continues to grow.

Key Responsibilities

Underwriting & Risk Assessment

• Underwrite new and renewal Commercial Property & Casualty business within established authority and guidelines.
• Manage the underwriting process from submission and risk analysis through to issuance and ongoing account management.
• Establish appropriate pricing, deductibles, limits, terms, and conditions.
• Evaluate risk exposures using mapping, catastrophe modelling, and other underwriting tools.
• Monitor industry and market trends and incorporate relevant insights into underwriting decisions.
• Contribute to portfolio analysis by identifying trends, opportunities, and areas for profitable growth.
• Support program and delegated underwriting authority activities, including analysis and performance monitoring.
• Contribute to the development of underwriting guidelines, tools, and risk appetite as the portfolio continues to expand.

Broker Relationships & Business Development

• Develop and maintain strong relationships with brokers, MGAs, and other industry partners.
• Provide responsive, knowledgeable, and solutions-oriented service.
• Identify opportunities that support profitable growth and strong client retention.
• Collaborate with internal and external stakeholders to resolve issues and support positive outcomes.
• Share market knowledge and ideas that contribute to portfolio growth and stronger broker partnerships.

Qualifications & Experience

• 3+ years of hands‑on Commercial Property & Casualty underwriting experience.
• Strong commercial property underwriting knowledge and sound underwriting judgment.
• Demonstrated ability to build strong broker relationships and identify business development opportunities.
• Strong analytical, critical-thinking, organizational, and problem-solving skills.
• Strong Excel and Microsoft Office skills.
• Excellent communication and relationship-building abilities.
• Comfortable working independently while contributing effectively within a collaborative team.
• Adaptable, curious, and comfortable working within a growing and changing environment.
• Strong sense of ownership, accountability, and initiative.
• Legally entitled to work in Canada.

Assets

Experience in any of the following would be considered an asset:

• Program or portfolio underwriting.
• Subscription business and split rating.
• Residential and Commercial Realty.
• Retail, Hospitality, Industrial, Warehouse, or Manufacturing risks.
• Course of Construction (COC) risks.
• Risk management and underwriting tools such as CAT modelling/mapping platforms.
• CIP designation or progress toward completion.

What’s Offered

• Full-time, permanent opportunity.
• Calgary-based hybrid work environment.
• Competitive compensation based on experience.
• Comprehensive benefits package.
• Paid vacation.
• Performance-based bonus.
• Opportunity to take on broader underwriting responsibilities as the organization and portfolio grow.

The Ideal Candidate

Our client is looking for someone who is technically strong, commercially minded, and relationship-focused. The successful candidate will be comfortable making underwriting decisions, working with broker partners, and taking ownership of their accounts, while also being interested in contributing ideas and growing with the organization.

We are proud to apply principles of diversity, equity, and inclusion in all our recruitment practices, ensuring equal opportunities for all candidates. Our commitment to these values enables us to match organizations with a diverse range of top talent, fostering workplace cultures that thrive on innovation, collaboration, and respect.

In accordance with Canadian immigration laws, priority will be given to Canadian citizens and permanent residents. Learn more: www.cic.gc.ca