Commercial Underwriter

ECL Group of Companies; Edmonton; Hybrid; CAD 65,000 - 90,000; Full time

Benefits offered by this job

Hybrid work environment

Competitive compensation

Paid vacation

Performance-based bonus

Growth opportunities

Job summary

ECL Group of Companies is seeking an experienced Commercial Underwriter to join the underwriting team in a hybrid Calgary-based role. You will underwrite new and renewal Commercial Property & Casualty business, manage risk analysis, pricing, and terms while building strong broker and MGA relationships to grow the portfolio.

We value independence with collaboration, analytical thinking, and ownership of accounts.

Qualifications

• 3+ years of hands-on Commercial Property & Casualty underwriting experience.
• Strong commercial property underwriting knowledge and sound underwriting judgment.
• Demonstrated ability to build strong broker relationships and identify business development opportunities.
• Strong analytical, critical-thinking, organizational, and problem-solving skills.
• Strong Excel and Microsoft Office skills.
• Excellent communication and relationship-building abilities.
• Independent work style with collaborative team contribution.
• Adaptable, curious, and comfortable in a growing environment.
• Strong sense of ownership, accountability, and initiative.
• Legally entitled to work in Canada.

Responsibilities

• Underwrite new and renewal Commercial Property & Casualty business within established authority and guidelines.
• Manage the underwriting process from submission and risk analysis through to issuance and ongoing account management.
• Establish appropriate pricing, deductibles, limits, terms, and conditions.
• Evaluate risk exposures using mapping, catastrophe modelling, and other underwriting tools.
• Monitor industry and market trends and incorporate insights into underwriting decisions.
• Contribute to portfolio analysis by identifying trends, opportunities, and profitable growth.
• Support program and delegated underwriting authority activities and performance monitoring.
• Contribute to development of underwriting guidelines, tools, and risk appetite as the portfolio expands.
• Develop and maintain strong relationships with brokers, MGAs, and other industry partners.
• Provide responsive, knowledgeable, and solutions-oriented service.
• Identify opportunities that support profitable growth and client retention.
• Collaborate with stakeholders to resolve issues and support positive outcomes.
• Share market knowledge to contribute to portfolio growth.

Skills

Commercial P&C underwriting

Underwriting judgement

Broker relationships

Analytical skills

Excel & Office

Communication

Independent work

Adaptable

Ownership & accountability

Problem-solving

Education

CIP designation (progress toward)

Tools

CAT modelling tools

Risk assessment software

Job description

The Opportunity

Our client is a growing Canadian Property & Casualty insurance organization offering an entrepreneurial and collaborative environment where employees are encouraged to take ownership, contribute ideas, and make a meaningful impact.

We are seeking a Commercial Underwriter to join the underwriting team. Reporting to the Underwriting Team Lead, this individual will be responsible for underwriting new and renewal Commercial Property & Casualty business, developing strong broker and MGA relationships, and contributing to the continued growth of the organization’s commercial portfolio.

This is an excellent opportunity for an experienced underwriter who is comfortable working independently and is interested in taking on increased responsibility as the organization continues to grow.

Key Responsibilities

Underwriting & Risk Assessment

• Underwrite new and renewal Commercial Property & Casualty business within established authority and guidelines.
• Manage the underwriting process from submission and risk analysis through to issuance and ongoing account management.
• Establish appropriate pricing, deductibles, limits, terms, and conditions.
• Evaluate risk exposures using mapping, catastrophe modelling, and other underwriting tools.
• Monitor industry and market trends and incorporate relevant insights into underwriting decisions.
• Contribute to portfolio analysis by identifying trends, opportunities, and areas for profitable growth.
• Support program and delegated underwriting authority activities, including analysis and performance monitoring.
• Contribute to the development of underwriting guidelines, tools, and risk appetite as the portfolio continues to expand.

Broker Relationships & Business Development

• Develop and maintain strong relationships with brokers, MGAs, and other industry partners.
• Provide responsive, knowledgeable, and solutions-oriented service.
• Identify opportunities that support profitable growth and strong client retention.
• Collaborate with internal and external stakeholders to resolve issues and support positive outcomes.
• Share market knowledge and ideas that contribute to portfolio growth and stronger broker partnerships.

Qualifications & Experience

• 3+ years of hands-on Commercial Property & Casualty underwriting experience.
• Strong commercial property underwriting knowledge and sound underwriting judgment.
• Demonstrated ability to build strong broker relationships and identify business development opportunities.
• Strong analytical, critical-thinking, organizational, and problem-solving skills.
• Strong Excel and Microsoft Office skills.
• Excellent communication and relationship-building abilities.
• Comfortable working independently while contributing effectively within a collaborative team.
• Adaptable, curious, and comfortable working within a growing and changing environment.
• Strong sense of ownership, accountability, and initiative.
• Legally entitled to work in Canada.

Assets

Experience in any of the following would be considered an asset:

• Program or portfolio underwriting.
• Subscription business and split rating.
• Residential and Commercial Realty.
• Retail, Hospitality, Industrial, Warehouse, or Manufacturing risks.
• Course of Construction (COC) risks.
• Risk management and underwriting tools such as CAT modelling/mapping platforms.
• CIP designation or progress toward completion.

What’s Offered

• Calgary-based hybrid work environment.
• Competitive compensation based on experience.
• Paid vacation.
• Performance-based bonus.
• Opportunity to take on broader underwriting responsibilities as the organization and portfolio grow.

The Ideal Candidate

Our client is looking for someone who is technically strong, commercially minded, and relationship-focused. The successful candidate will be comfortable making underwriting decisions, working with broker partners, and taking ownership of their accounts, while also being interested in contributing ideas and growing with the organization.

We are proud to apply principles of diversity, equity, and inclusion in all our recruitment practices, ensuring equal opportunities for all candidates. Our commitment to these values enables us to match organizations with a diverse range of top talent, fostering workplace cultures that thrive on innovation, collaboration, and respect.

In accordance with Canadian immigration laws, priority will be given to Canadian citizens and permanent residents. Learn more: www.cic.gc.ca