Bilingual Senior Underwriter

Manulife/John Hancock

Quebec

Hybrid

CAD 71,000 - 118,000

Full time

14 days+

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Benefits offered by this job

Flexible work policies

Health benefits

Retirement savings plans

Job summary

Manulife/John Hancock is seeking an experienced underwriter in Canada to review complex cases and own decisions that secure financial futures for clients. The role leverages advanced underwriting tools, collaboration with sales, and a strong focus on client outcomes.

The candidate will assess risk, maintain partner relationships, and ensure compliance with laws, while growing in a supportive, flexible environment with clear career progression.

Qualifications

3 years of underwriting experience.
$1,000,000+ Life signing authority.
Sales and relationship-focused mindset with drive for earning business in a competitive market.
Working towards, or completion of FALU, FLMI and ACS designations.
Strong knowledge of medical terminology (physiology, anatomy, pharmacology, imaging, diagnostics, treatments).
Understanding how non-medical risks affect mortality (hazards, occupations, lifestyle).
Experience with financial reports and AML training.
Excellent oral and written communication skills.

Responsibilities

Conduct risk assessment and classification by Manulife's philosophy and standards.
Communicate and collaborate with sales and head office colleagues to provide high quality decisions to customers.
Maintain positive and effective relationships with internal and external partners.
Deliver best customer experience by making every interaction meaningful.
Align with consumer laws and regulations regarding risk classification, confidentiality and disclosure.
Identify and propose solutions to problems and procedures related to the underwriter's work.

Skills

Underwriting experience

High signing authority

Sales mindset

AML awareness

Excellent communication

Bilingual English/French (assets)

Education

FALU/FLMI/ACS in progress or completed

Degree in medical/finance/research

Job description

Why Underwriting at Manulife

At Manulife, underwriting is where expertise, trust, and impact come together. In this role, you won’t just review files - you’ll own complex, meaningful decisions that help individuals and families secure their financial futures with confidence. You’ll work with innovative underwriting tools and technologies that support strong judgment and better customer outcomes, allowing you to focus on the higher-value work your expertise is built for. We’re equally invested in your growth. With clear career progression, hands-on learning alongside experienced peers, and strong support for professional development, Manulife offers an environment where underwriting careers are built for the long term - supported by flexible ways of working and a collaborative, people-first culture.

Position Responsibilities

Conduct risk assessment and classification by Manulife's philosophy and standards
Communicate and collaborate with sales and head office colleagues to provide the highest quality and competitive decisions to our customers
Maintain positive and effective relationships with internal and external partners
Consistently deliver the best customer experience by making every interaction significant
Align with consumer laws and regulations regarding risk classification, confidentiality and disclosure
Identify and propose solutions to problems and procedures related to the underwriter's work

Required Qualifications

3 years of underwriting experience
$1,000,000+ Life signing authority
Sales and relationship-focused mindset with a drive for earning business and continuing to earn business in this competitive market
Working towards, or completion of FALU, FLMI and ACS designations
Strong knowledge of medical terminology including physiology, anatomy, pharmacology, imaging, diagnostic testing and treatments
Strong knowledge in how non-medical risks impact mortality, including hazardous occupations, sports, avocations and lifestyle
Experience with financial reports and training in anti-money laundering practices
Excellent oral and written communication skills

Preferred Qualifications

Bilingualism (English and French) is a strong asset. If the successful candidate is in Québec, proficiency in both languages will be required to support clients from various provinces outside of Quebec.
100,000+ CI authority
University or college degree in a related discipline such as medical, research or financial
Strong negotiation skills
Interest in representing the company via external presentations, panels, conferences, etc.
Experience in co-signing, referral reviews, mentoring, etc.

When you join our team

We’ll empower you to learn and grow the career you want. We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words. As part of our global team, we’ll support you in shaping the future you want to see.

What can we offer you?

A competitive salary and benefits packages.
A growth trajectory that extends upward and outward, encouraging you to follow your passions and learn new skills.
A focus on growing your career path with us.
Flexible work policies and strong work-life balance.
Professional development and leadership opportunities.

The role being advertised is an existing vacancy.

About Manulife and John Hancock

Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit https://www.manulife.com/en/about/our-story.html.

Manulife is an Equal Opportunity Employer

At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law. It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact hr@manulife.com.

Referenced Salary Location CAN, Quebec - Full Time Remote Working Arrangement

Remote Salary range is expected to be between $70,500.00 CAD - $117,500.00 CAD. Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. If you are applying for this role outside of the primary location, please contact hr@manulife.com for the salary range for your location.

Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact hr@manulife.com for more information about U.S.-specific paid time off provisions.

We use data and analytics technologies, such as artificial intelligence (AI), and automated processing tools, to analyze and process the information you provide to us or third parties in the application process. For more information, please refer to our personal information collection statement.

Our Mission and Culture

We're Manulife. And we're on a mission to make decisions easier and lives better. Better is what drives us. It's what inspires us to find new ways to support customers and colleagues in living longer and healthier lives. It's the reason we're dedicated to investing in digital innovation and industry-leading AI, and accelerating a sustainable and economically inclusive future. Joining us means you'll be empowered to learn and grow your career. We'll recognize and support you in a flexible environment where well-being and inclusion are more than just words. And as part of our global team, you'll help shape the future you want to see - and discover that better can take you anywhere you want to go. We're proud of our accomplishments and recognition.

Recent awards include: