Underwriter

EBM Insurance & Risk; Australia; On-site; AUD 90,000 - 130,000; Full time

Benefits offered by this job

Employee Assistance Program

Flexible working arrangements

Me Day & Pet Leave

Free annual Flu vaccinations

Body and Mind Allowance

Job summary

EBM Insurance & Risk is seeking an experienced Underwriter to join the CoverLink division in Australia. You will underwrite new business, renewals, endorsements and cancellations under delegated authority and work closely with brokers and insurer partners to deliver sound outcomes and portfolio growth.

The role requires strong underwriting expertise, client focus, and ability to manage competing priorities in a fast-paced environment.

Qualifications

• Solid level of commercial underwriting experience within the insurance market.
• Strong technical underwriting capability and understanding of commercial insurance products.
• Excellent communication and negotiation abilities.

Responsibilities

• Underwriting new business, renewals, endorsements and cancellations within delegated authorities.
• Manage and develop a profitable portfolio of commercial insurance business.
• Assess risks and apply sound underwriting judgement.

Skills

Commercial underwriting

Underwriting theory

Broker relationships

Analytical skills

Negotiation

Organisational skills

Microsoft Office

Education

ANZIIF qualification – Associate or above

Tools

Microsoft Office

Insurance administration systems

Job description

Our people are at the heart of everything we do at EBM. We are committed to our clients and our team, and we strive to create an environment that promotes our people and our culture, offering generous benefits, excellent career development and community connection.

EBM have over 260 team members working in a range of roles – including insurance broking, injury management, compliance, information technology, finance, human resources, legal, marketing and broking services.

The opportunity

We are seeking an experienced Underwriter to join our CoverLink division. In this role, you will be responsible for the profitable underwriting and management of a portfolio of commercial insurance product/s under delegated underwriting authority arrangements. You will work closely with EBM's broking teams and insurer partners to deliver exceptional service, sound underwriting outcomes and sustainable portfolio growth.

• Underwriting new business, renewals, endorsements and cancellations in accordance with delegated underwriting authorities.
• Managing and developing a profitable existing portfolio of commercial insurance business.
• Assessing risks and applying sound underwriting judgement.
• Building and maintaining strong working relationships with EBM brokers and insurer partners.
• Negotiating underwriting outcomes within delegated authority limits.
• Identifying opportunities to improve retention, portfolio performance and growth.
• Contributing to product enhancements, underwriting guidelines and business improvement initiatives.
• Ensuring compliance with underwriting authorities, company procedures and regulatory requirements.
• Maintaining accurate policy records and underwriting documentation.
• Supporting colleagues by sharing technical knowledge and underwriting expertise.

About you

To achieve success, you will possess:

• A solid level of commercial underwriting experience within the insurance market.
• Strong technical underwriting capability and understanding of commercial insurance products.
• A customer-focused approach with the ability to develop and maintain broker relationships.
• Excellent analytical, problem-solving and decision-making skills.
• Strong communication and negotiation abilities.
• Excellent organisational skills and attention to detail.
• The ability to effectively manage competing priorities in a fast-paced environment.
• Proficiency in Microsoft Office and insurance administration systems.
• ANZIIF qualification – Associate or above.

It is desirable that you will have:

• Experience working within an underwriting agency, delegated authority or insurer environment.
• Exposure to SME, scheme or specialist insurance products.
• Knowledge of the Lloyd's and London Market environment.

At EBM, we recognise that our people are our greatest asset. We are committed to creating an environment where our team members can build rewarding careers while maintaining a healthy work-life balance. Benefits include:

Health and wellbeing

• Access to EBM's Employee Assistance Program that provides anonymous counselling services to all team members.
• Flexible working arrangements to help you achieve balance between work and personal commitments.
• Access to leave such as ‘Me Day’, Pet Leave and purchased leave.
• Free annual Flu vaccinations.
• Body and Mind Allowance providing financial support towards your chosen fitness and activities.

Social and community

• EBM recognises the incredible achievements of our team members with a ‘Values’ award program to celebrate those who stand out for exhibiting our values.
• EBM provides opportunities for you to participate in charity events and programs that support our local communities.
• The EBM Social Club hosts a range of extra fun events throughout the year.

Discounts and other benefits

• Our Salary Continuance Cover provides a valuable financial safety net to team members and their families in the event you are unable to work due to illness or injury.
• Discounts on your personal insurances.
• Referral rewards for team members who successfully refer people to roles at EBM.

If you are an experienced commercial insurance professional who enjoys underwriting, building broker relationships and contributing to the growth of a successful underwriting agency, we would love to hear from you.

Applicants must have unrestricted working rights in Australia to apply for this role.

If you would like more information on this role, please call Tania Rogers, Talent Director, on 0472 512 116.