Treasury & Operations Lead — Fintech Saver Platform

Earnr; Sydney; Hybrid; AUD 150,000 - 190,000; Full time

Benefits offered by this job

Competitive base salary

Performance-based bonus

Equity options

Exposure to senior banking & markets

Job summary

Earnr is a fast‑growing Australian fintech enabling savers with high‑quality cash management tools and competitive returns. This Sydney‑based role places you at the heart of finance, treasury, risk and operations, reporting directly to the CEO and collaborating with engineering to automate processes.

You will own treasury and financial reporting, drive liquidity planning, and deliver robust risk analytics in a regulated fintech environment.

Qualifications

• 5+ years’ experience in accounting, finance, treasury or banking.
• Degree with a major in Accounting or Finance; a double degree with Law is highly regarded.
• Practical experience in treasury and risk management, financial reporting and cash flow forecasting.
• First-principles financial understanding and ability to explain underlying transactions.
• Strong analytical and financial modelling skills with a nose for trends.

Responsibilities

• Take ownership of day-to-day operations across Earnr's fund, SPV and corporate entities, including treasury, accounting, processes and governance.
• Control cash movements, allocations, maturities, bank accounts, payments and reconciliations; maintain treasury controls.
• Manage daily and monthly liquidity positions across trust entities, including cash flow forecasting and funding needs.
• Provide escalation support for customer and transaction enquiries requiring financial, treasury or risk expertise.
• Manage monthly risk exposure reporting, monitoring portfolio concentrations, capital buffers and risk tolerances.
• Act as the commercial voice of finance; analyse product economics and pricing to inform leadership decisions.
• Maintain and improve controls for audits, AML/CTF, tax and regulatory reporting.

Skills

Autonomous

Commercial acumen

Excellent communicator

Technology-minded

Strong analytical skills

Education

Accounting or Finance degree

CA/CPA/CFA (nice to have)

Job description

Earnr is a fast‑growing Australian fintech enabling savers with high‑quality cash management tools and competitive returns. This Sydney‑based role places you at the heart of finance, treasury, risk and operations, reporting directly to the CEO and collaborating with engineering to automate processes.

You will own treasury and financial reporting, drive liquidity planning, and deliver robust risk analytics in a regulated fintech environment.