Senior Deposit Pricing & Portfolio Lead

UBank; Sydney; Hybrid; AUD 120,000 - 180,000; Full time

Benefits offered by this job

Hybrid working model

Career development opportunities

Job summary

UBank is seeking a pricing analytics leader to drive deposit pricing strategies and portfolio performance through data-driven insights. You will shape pricing decisions that improve margin, growth and customer value.

You will collaborate across Finance, Risk, Data, Marketing, Digital and Treasury to translate analytics into strategic pricing actions that boost profitability and fund growth, while meeting governance standards.

Qualifications

• Experience in pricing, analytics or portfolio management in financial services.
• Experience developing pricing strategies and managing P&L, margins.
• Strong analytics, forecasting and market insights to drive decisions.
• Proven ability to collaborate across Marketing, Digital, Treasury, Finance and Risk to deliver pricing outcomes.

Responsibilities

• Design and implement data-driven pricing strategies balancing growth and margin.
• Optimize pricing frameworks based on customer behaviour and market positioning.
• Develop financial models to assess pricing impact on margin and growth.
• Demonstrate commercial ownership across revenue and balance sheet outcomes.
• Make informed trade-offs to maximise sustainable value creation.
• Provide deep analytic insights into portfolio performance drivers.
• Monitor competitor pricing and market trends for strategic adjustments.
• Identify opportunities for portfolio optimisation, including product design and pricing differentiation.
• Ensure pricing decisions comply with regulatory requirements and governance.

Skills

Pricing analytics

Portfolio management

Forecasting

Cross-functional collaboration

Job description

UBank is seeking a pricing analytics leader to drive deposit pricing strategies and portfolio performance through data-driven insights. You will shape pricing decisions that improve margin, growth and customer value.

You will collaborate across Finance, Risk, Data, Marketing, Digital and Treasury to translate analytics into strategic pricing actions that boost profitability and fund growth, while meeting governance standards.