Senior/Lead Pricing Manager

UBank; Sydney; Hybrid; AUD 120,000 - 180,000; Full time

Benefits offered by this job

Hybrid working model

Career development opportunities

Job summary

UBank is seeking a pricing analytics leader to drive deposit pricing strategies and portfolio performance through data-driven insights. You will shape pricing decisions that improve margin, growth and customer value.

You will collaborate across Finance, Risk, Data, Marketing, Digital and Treasury to translate analytics into strategic pricing actions that boost profitability and fund growth, while meeting governance standards.

Qualifications

• Experience in pricing, analytics or portfolio management in financial services.
• Experience developing pricing strategies and managing P&L, margins.
• Strong analytics, forecasting and market insights to drive decisions.
• Proven ability to collaborate across Marketing, Digital, Treasury, Finance and Risk to deliver pricing outcomes.

Responsibilities

• Design and implement data-driven pricing strategies balancing growth and margin.
• Optimize pricing frameworks based on customer behaviour and market positioning.
• Develop financial models to assess pricing impact on margin and growth.
• Demonstrate commercial ownership across revenue and balance sheet outcomes.
• Make informed trade-offs to maximise sustainable value creation.
• Provide deep analytic insights into portfolio performance drivers.
• Monitor competitor pricing and market trends for strategic adjustments.
• Identify opportunities for portfolio optimisation, including product design and pricing differentiation.
• Ensure pricing decisions comply with regulatory requirements and governance.

Skills

Pricing analytics

Portfolio management

Forecasting

Cross-functional collaboration

Job description

About Us

At Ubank, we empower the digital generation to achieve financial success. Think of us as your daily money companion, offering a unified view of your finances with smart features and real-time insights. Save more, track spending, and achieve home ownership faster with Ubank.

The Why

This role will be accountable for driving Ubank’s Deposit Products & Portfolio, a domain central to our customer value proposition, funding strategy, and commercial performance.

This high performing individual will help lead and execute Ubank’s deposit pricing strategies through analytics, forecasting and financial modelling, and drive portfolio performance by translating data insights into actionable pricing decisions that optimise margin, growth and customer outcomes.

Key Responsibilities

• Design and implement data-driven pricing strategies that balance growth, margin, funding needs, competitive positioning, and customer value
• Continuously optimise pricing frameworks based on customer behaviour, elasticity analysis, and market positioning
• Develop and maintain financial models to assess pricing impacts on margin, growth and customer acquisition
• Demonstrate commercial ownership across revenue, operating costs, and contribution to bank wide P&L and balance sheet outcomes.
• Make informed trade-offs to maximise sustainable value creation.
• Provide deep analytical insights into portfolio performance drivers.
• Monitor competitor pricing and market trends to inform strategic adjustments
• Identify opportunities for portfolio optimisation, including product design, segmentation and pricing differentiation.
• Ensure pricing decisions comply with relevant regulatory requirements and internal governance frameworks.
• Partner with Finance, Risk, Data, Marketing, Digital, Operations and Treasury teams to align pricing decisions with funding and balance sheet strategies.

Your Experience

• Demonstrated experience in pricing, analytics or portfolio management within financial services.
• Experience developing pricing strategies, and managing P&L, margin, and balance‑sheet drivers.
• Strong background using analytics, forecasting, and customer/market insights to drive decisions and optimise performance.
• Proven ability to collaborate and influence across key functions (e.g., Marketing, Digital, Data, Treasury, Finance, Risk) to deliver pricing outcomes aligned to broader business strategy.

Why Ubank?

• Innovation with impact:From meaningful work to amazing benefits, we equip you with the tools and support to drive real change - so your ideasdon’tjust stay ideas, they become impact.
• Collaborative,supportive& fun:We believe innovation is a team sport. It comes from a special kind of culturethat’shighly collaborative and gives people the support they need to thrive.
• Build something great:Ubank is where ambition meets opportunity. Wedon’tjust talk about change - we give you the tools, trust, and support to make it happen.
• Freedom to be yourself:We celebrate individuality and give you the flexibility to work in ways that suit your style. Our hybrid working model lets you balance connection and autonomy.
• Accelerate your Career:With clear paths for career development, your potentialwon’tjust berecognised,it’llbe accelerated.

We acknowledge the Traditional Custodians of our local area.

This Sydney-based permanent role requires Australian or New Zealand citizenship or permanent residency.

We welcome applicantsofall backgrounds, and our Talent team is excited toconnect withyou.