Data-Driven Credit Risk Strategist

Bankwest; Sydney; Hybrid; AUD 120,000 - 160,000; Full time

Job summary

Bankwest is seeking a Credit Risk Practitioner to use data, analytics and governance to improve credit strategy across the full lifecycle, including originations, portfolio management, and collections. You will work with Product, Pricing, Technology and Risk teams to deliver practical credit improvements that strengthen portfolio performance.

You will own credit challenges end-to-end, from diagnosis to delivery, defining problems, analysing portfolio performance, recommending strategy changes,

Qualifications

• Strong analytical capability with the ability to interpret complex data and derive insights.

Responsibilities

• Credit strategy design and optimisation across originations, portfolio management and collections.
• Portfolio insight and performance monitoring to identify trends and opportunities.
• Governance and controlled change delivery with validation and documentation.
• Analytics and continuous improvement to strengthen decisioning and outcomes.
• Cross-functional collaboration with business, technology, operations, finance, compliance and risk teams.

Skills

SQL

Python

SAS

Excel

Tableau

Credit risk analysis

Education

Tertiary qualification in quantitative/analytical discipline

Tools

BigQuery

Snowflake

Job description

Bankwest is seeking a Credit Risk Practitioner to use data, analytics and governance to improve credit strategy across the full lifecycle, including originations, portfolio management, and collections. You will work with Product, Pricing, Technology and Risk teams to deliver practical credit improvements that strengthen portfolio performance.

You will own credit challenges end-to-end, from diagnosis to delivery, defining problems, analysing portfolio performance, recommending strategy changes,