Senior Credit Risk Leader - Private Bank

CommBank; Sydney; Hybrid; AUD 180,000 - 240,000; Full time

Job summary

CommBank in Australia seeks a Senior Credit Risk Executive within Private Bank Credit Risk to apply deep credit expertise across Private, Business and Corporate Banking environments. You will assess complex lending structures, provide independent risk insight and champion commercial yet prudent decisioning.

You will partner with Private Bankers and stakeholders to deliver balanced customer and risk outcomes, coach colleagues, and influence senior risk forums with sound judgment.

Qualifications

• Significant credit risk experience gained within banking and financial services.
• Experience assessing complex lending transactions and large credit exposures.
• Advanced credit analysis, cash flow assessment and risk evaluation capability.
• Strong stakeholder management skills and ability to influence senior audiences.
• Exceptional written and verbal communication skills and collaborative mindset.

Responsibilities

• Assess and approve complex credit transactions within delegated authority.
• Provide recommendations on larger and more complex exposures to senior credit authorities.
• Analyse sophisticated customer structures including companies, trusts, family groups and investment vehicles.
• Assess lending across residential and commercial property, operating businesses and investment portfolios.
• Identify underlying risks, structural weaknesses and downside scenarios within proposed transactions.
• Provide independent and constructive Line 2 challenge while maintaining a commercial mindset.
• Partner with Private Bankers and stakeholders to deliver balanced customer and risk outcomes.
• Present and defend credit recommendations to senior risk forums and decision-makers.
• Provide guidance on credit policy, risk appetite, servicing, security structures and risk mitigants.
• Coach and support colleagues, helping build broader credit capability across the business.

Skills

Credit risk experience

Credit analysis

Stakeholder management

Communication

Coaching and mentoring

Job description

CommBank in Australia seeks a Senior Credit Risk Executive within Private Bank Credit Risk to apply deep credit expertise across Private, Business and Corporate Banking environments. You will assess complex lending structures, provide independent risk insight and champion commercial yet prudent decisioning.

You will partner with Private Bankers and stakeholders to deliver balanced customer and risk outcomes, coach colleagues, and influence senior risk forums with sound judgment.