Credit Risk Assessment Manager — Policy & Performance

Foreign Trade Bank of Cambodia; Southern Downs Regional; On-site; AUD 120,000 - 160,000; Full time

Job summary

Foreign Trade Bank of Cambodia is seeking a Manager, Credit Assessment Unit to lead a team responsible for credit risk analysis of lending applications and to establish robust credit risk management mechanisms, policies, and guidelines in line with regulatory requirements.

You will coordinate with credit officers and relationship managers, oversee risk tools deployment, and report progress to Risk Management.

Qualifications

• Bachelor degree in banking/finance or related field.
• 7+ years banking experience with credit-related roles.
• Strong credit risk analysis and loan structuring skills.
• Solid knowledge of market practices and product offerings.
• Good understanding of banking regulations and compliance.
• Experience in developing policies, procedures, and guidelines.

Responsibilities

• Lead a team to perform credit risk analysis on lending applications.
• Develop and revise credit risk policies, procedures, and guidelines.
• Oversee communication of credit information to stakeholders to assess creditworthiness.
• Consult with credit officers and relationship managers on credit matters.
• Deploy risk management tools to protect bank assets and ensure risk controls.
• Report credit activities, approvals, SLAs, and other metrics to management.
• Keep policies updated with regulatory changes and industry practices.
• Coach and train staff on credit risk topics and best practices.
• Set and monitor KPIs for the team and drive performance.
• Perform additional tasks as assigned by line manager.

Skills

Credit analysis

Loan structuring

Market knowledge

Regulatory knowledge

Policy/guideline development

Education

Bachelor Degree in Banking and Finance or equivalent

Job description

Foreign Trade Bank of Cambodia is seeking a Manager, Credit Assessment Unit to lead a team responsible for credit risk analysis of lending applications and to establish robust credit risk management mechanisms, policies, and guidelines in line with regulatory requirements.

You will coordinate with credit officers and relationship managers, oversee risk tools deployment, and report progress to Risk Management.