Credit Risk Analytics Practitioner

CommBank; Sydney; Hybrid; AUD 120,000 - 180,000; Full time

Job summary

Commonwealth Bank is seeking a data-minded Credit Risk Practitioner to shape credit strategy across originations, portfolio management and collections. You will own end-to-end credit challenges, diagnose issues, size the problem, analyse performance and translate insights into practical changes that strengthen portfolio outcomes.

Collaborate with Product, Pricing, Technology, Operations and Risk teams to design governance, run tests, monitor results, and continuously improve decisioning.

Qualifications

• Strong analytical capability to interpret complex data and derive insights.
• Ability to translate analysis into practical recommendations balancing customer outcomes and risk
• Experience with governance, testing and control delivery in policy or regulatory environments

Responsibilities

• Design and optimize credit strategies across originations, account management and collections.
• Monitor portfolio performance, identify trends, risks and opportunities.
• Translate analysis into practical recommendations for production use.
• Support governance through testing, validation and documentation.
• Collaborate with cross-functional teams to ensure practical, effective implementations.

Skills

Analytical thinking

Problem solving

Ownership

Curiosity

Education

Tertiary quantitative degree

Tools

SQL

Python

SAS

Excel

Tableau

BigQuery

Snowflake

Job description

Commonwealth Bank is seeking a data-minded Credit Risk Practitioner to shape credit strategy across originations, portfolio management and collections. You will own end-to-end credit challenges, diagnose issues, size the problem, analyse performance and translate insights into practical changes that strengthen portfolio outcomes.

Collaborate with Product, Pricing, Technology, Operations and Risk teams to design governance, run tests, monitor results, and continuously improve decisioning.