Credit Manager, Regional Commercial & Agribusiness

Westpac; Melbourne; Ibrido; AUD 120.000 - 180.000; Tempo pieno

Vantaggi offerti da questo lavoro

Flexible work

Leave options

Learning & development

Community volunteering

Mortgage discounts

Descrizione del lavoro

Westpac in Melbourne, VIC is recruiting a Credit Manager for the Regional Commercial & Agribusiness segment. This full-time permanent role offers flexible working arrangements across Australia (2 days in office) to support customers and teams.

You will assess and structure credit submissions, review decisions within delegated authority and guide complex transactions, while monitoring risk and applying credit policy in practical, business-focused ways.

Competenze

• Strong credit judgement and commercial thinking.
• Ability to assess and structure credit deals.
• Interpret and apply credit policies practically.
• Build relationships with stakeholders.
• Stay across portfolio and maintain credit quality.
• Organised and adaptable with multiple priorities.

Mansioni

• Review and approve credit submissions within delegated authority.
• Structure deals and balance risk with customer needs.
• Monitor portfolio and identify emerging risks.
• Advise stakeholders on applying credit policy practically.

Conoscenze

Credit judgement

Commercial thinking

Credit structuring

Policy interpretation

Relationship building

Portfolio monitoring

Descrizione del lavoro

Credit Manager, Regional Commercial & Agribusiness

Melbourne, VIC, Australia

Job Description

Create your best future and join Westpac as a Credit Manager, Regional Commercial & Agribusiness

What’s the role?

As a Credit Manager, you’ll play a key role in supporting regional commercial and agribusiness customers by making well-informed credit decisions that enable sustainable growth. You’ll work independently from relationship management, focusing on assessing transactions, structuring deals, and ensuring credit risk is appropriately managed.

You’ll review and approve credit submissions within your delegated authority and support more complex deals through the approval process, bringing a balanced view of risk and opportunity. Alongside this, you’ll monitor your portfolio, identify emerging risks and work proactively to protect credit quality.

You’ll also act as a trusted advisor, helping stakeholders interpret credit policy and apply it in a practical way.

This is a fulltime/permanent role with flexible working arrangements across Australia (2 days in office), supporting customers and teams in the Regional Commercial & Agribusiness segment.

What do I need?

You’ll bring strong credit judgement, commercial thinking and the ability to confidently navigate complex lending decisions.

• You’re comfortable assessing and structuring credit deals, making sound decisions that balance risk and customer needs, ideally within business and agribusiness lending
• You can interpret and apply credit policies in a practical, real-world way to support business outcomes
• You build strong relationships with stakeholders, using your communication skills to influence and guide decisions
• You stay across your portfolio, proactively identifying risks and taking action to maintain credit quality
• You’re organised and adaptable, able to manage multiple priorities while maintaining attention to detail

We’re obsessed with becoming our customers' #1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return, we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that:

• Special offers on banking products and discounts from top brands, including generous employee-only mortgage rates!
• Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave.
• Tailored learning and development opportunities to help your grow your career within the bank.
• Lots of opportunities to ‘give back’ to the Community by getting involved in our many volunteering initiatives.

Create your future today

We’re all about creating a supportive and inclusive community. We welcome everyone – no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community.

If you need any adjustments during the recruitment process, you can find more information and contact details on our FAQs and how to contact us page , under the ‘Diversity, sustainability and flexibility’ section.

We may close this job advertisement earlier than the advertised closing date if suitable candidates are identified. We encourage you to apply as soon as possible.