Credit Analyst

St.George; Sydney; On-site; AUD 100,000 - 130,000; Full time

Job summary

Westpac in Sydney is seeking a Credit Analyst to join our Portfolio Management Team. You will shape smart lending decisions for a diverse mix of large private and smaller public companies, blending deep credit analysis with commercial insight and partnering with bankers, company executives, and professional investors.

This full-time role will contribute to high-quality credit submissions, help structure deals, and support risk management across customer portfolios.

Qualifications

• Strong credit analysis skills and a solid understanding of commercial lending.
• Experience working with financial statements and risk profiling.
• Excellent written and verbal communication skills and the ability to build trusted relationships.
• A collaborative mindset, with the confidence to work independently when needed.

Responsibilities

• Shape smart, strategic lending decisions for a diverse mix of large private and smaller public companies.
• Contribute to high-quality credit submissions, help structure deals, and support risk management across customer portfolios.

Job description

Create your best future and join Westpac as a Credit Analyst.

What’s the role?

As part of our Portfolio Management Team in Sydney, you’ll play a key role in shaping smart, strategic lending decisions for a diverse mix of large private and smaller public companies. This full-time role blends deep credit analysis with commercial insight, giving you the chance to work closely with our bankers, company executives, and professional investors. You’ll contribute to high-quality credit submissions, help structure deals, and support risk management across customer portfolios. It’s a role that’s analytical, collaborative, and full of variety.

What do I need?

You’re a confident thinker with a sharp eye for detail and a natural ability to turn complex financials into clear and concise insights. You’ll thrive in a fast-paced environment and enjoy working across teams to deliver great outcomes. Here’s what will help you succeed:

• Strong credit analysis skills and a solid understanding of commercial lending.
• Experience working with financial statements and risk profiling.
• Excellent written and verbal communication skills and the ability to build trusted relationships.
• A collaborative mindset, with the confidence to work independently when needed.

We’re obsessed with becoming our customers #1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that:

• Special offers on banking products and discounts from top brands, including generous employee-only mortgage rates!
• Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave.
• Tailored learning and development opportunities to help your grow your career within the bank.
• Lots of opportunities to ‘give back’ to the Community by getting involved in our many volunteering initiatives.

Create your future today

We’re all about creating a supportive and inclusive community. We welcome everyone – no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community.

If you need any adjustments during the recruitment process, you can find more information and contact details on ourFAQs and how to contact us page, under the ‘Diversity, sustainability and flexibility’ section.

We may close this job advertisement earlier than the advertised closing date if suitable candidates are identified. We encourage you to apply as soon as possible.