Assistant Relationship Manager

Westpac; City of Monash; On-site; AUD 70,000 - 95,000; Full time

Benefits offered by this job

Mortgage rate discounts

Flexible work arrangements

Learning & development opportunities

Volunteer programs

Job summary

Westpac in Victoria, Australia, seeks an Assistant Relationship Manager to support high-quality business lending outcomes. Based in Mulgrave, this full-time role involves credit submissions and end-to-end lending assessments to strengthen customer relationships and risk management.

You will collaborate with Relationship Managers to analyse financial performance, cash flow, and risk drivers, while expanding commercial banking capabilities over time.

Qualifications

• Strong financial analysis skills including cash flow and lending structures.
• Experience in credit analysis, credit writing, risk assessment or a related discipline.
• Background in insolvency, restructuring, accounting, finance or credit is highly regarded.
• Ability to form balanced recommendations backed by financial insight and data.
• Strong written communication skills and a collaborative approach to working with others.

Responsibilities

• Assist Relationship Managers to assess lending opportunities from end to end.
• Analyse financial performance, evaluating cash flow sustainability and risk drivers.
• Prepare clear, compelling credit submissions to support sound lending decisions.
• Develop credit and relationship banking capability over time.

Skills

Financial analysis

Credit analysis

Cash flow analysis

Risk assessment

Written communication

Collaboration

Job description

What’s the role?

Ready to build a career where your analytical skills can make a real impact?

Join our Professional Services portfolio as an Assistant Relationship Manager and help shape high-quality business lending outcomes for customers across Victoria, Australia. Based in Mulgrave, VIC, this is a full-time role offering strong exposure to commercial banking, credit risk and customer relationships.

You’ll work closely with Relationship Managers to assess lending opportunities from end to end. That means analysing financial performance, evaluating cash flow sustainability, understanding risk drivers and preparing clear, compelling credit submissions that support sound lending decisions. This is a hands‑on role where your credit expertise will be valued while giving you the opportunity to broaden your commercial and relationship banking capability over time.

What do I need?

• Strong financial analysis skills, including cash flow, financial statements and lending structures
• Experience in credit analysis, credit writing, risk assessment or a related discipline
• A background in insolvency, restructuring, accounting, finance or credit is highly regarded
• Ability to form balanced recommendations backed by financial insight and data
• Strong written communication skills and a collaborative approach to working with others

Our Promise To You

We’re obsessed with becoming our customers #1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that:

• Special offers on banking products and discounts from top brands, including generous employee-only mortgage rates!
• Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave.
• Tailored learning and development opportunities to help your grow your career within the bank.
• Lots of opportunities to ‘give back’ to the Community by getting involved in our many volunteering initiatives

We’re all about creating a supportive and inclusive community. We welcome everyone – no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community.

If you need any adjustments during the recruitment process, you can find more information and contact details on our FAQs and how to contact us page, under the ‘Diversity, sustainability and flexibility’ section.

We may close this job advertisement earlier than the advertised closing date if suitable candidates are identified.