Senior Manager, Business Credit Risk

Westpac Group; Sydney; Hybrid; AUD 150,000 - 190,000; Full time

Job summary

Westpac Group in Sydney is seeking a Senior Manager, Business Credit Risk to provide independent assurance over credit risk across commercial, corporate and small business lending.

You will partner with senior stakeholders to assess risk frameworks, identify emerging risks, and deliver insights that strengthen risk management and support strategic decision-making across the Group.

Qualifications

• Strong expertise in commercial, corporate or business credit risk and lending practices.
• Ability to engage and influence senior stakeholders across risk and executive teams.
• Solid knowledge of credit risk regulatory requirements.
• Excellent analytical and written communication skills.
• Experience using data analytics to identify trends and support decision making.

Responsibilities

• Assess portfolio risks and the effectiveness of credit risk frameworks.
• Identify emerging risks and provide insights to support risk management.
• Collaborate with senior stakeholders across Group Audit and business units.

Skills

Commercial credit risk

Stakeholder engagement

Regulatory knowledge

Analytical communication

Data analytics

Tools

SQL

SAS

Power BI

Tableau

Job description

Create your best future and join Westpac as a Senior Manager, Business Credit Risk

What’s the role?

Join Westpac's Group Audit team and play a critical role in providing independent assurance over the management of credit risk across our commercial, corporate and small business lending portfolios. You'll partner with senior stakeholders across the Group to assess the effectiveness of credit risk frameworks, identify emerging risks, and provide insights that support strong risk management outcomes. This is an opportunity to apply your deep credit expertise, commercial judgement and stakeholder influence in a highly visible role that helps strengthen one of Australia's leading financial institutions.

This is a permanent opportunity based in Sydney with hybrid working flexibility.

What do I need?

• Strong expertise in commercial, corporate or business credit risk, with the ability to assess portfolio risks, lending practices and risk management frameworks.
• The confidence and credibility to engage, influence and challenge senior stakeholders across business, risk and executive leadership teams.
• Sound knowledge of credit risk regulatory requirements and their practical application within a banking environment.
• Strong analytical and written communication skills, with the ability to translate complex issues into clear, balanced and actionable insights.
• Experience leveraging data and analytics to assess risk, identify trends and support decision-making, with exposure to tools such as SQL, SAS, Power BI, Tableau or similar highly regarded.

We’re obsessed with becoming our customers' #1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return, we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that:

• Special offers on banking products and discounts from top brands, including generous employee-only mortgage rates!
• Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave.
• Tailored learning and development opportunities to help your grow your career within the bank.
• Lots of opportunities to ‘give back’ to the Community by getting involved in our many volunteering initiatives.

Create your future today

We’re all about creating a supportive and inclusive community. We welcome everyone – no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community.

If you need any adjustments during the recruitment process, you can find out more information and additional contact details by visiting the"People with Disability and/or needing Accessibility Requirements"page on our website .