Credit Analyst

Westpac Group; Sydney; On-site; AUD 90,000 - 120,000; Full time

Benefits offered by this job

Discounts on banking products

Flexible work arrangements

Learning & development

Community volunteering

Job summary

Westpac Group is seeking a Credit Analyst in Sydney's Portfolio Management Team to shape lending decisions for a diverse mix of large private and smaller public companies. The role blends deep credit analysis with commercial insight, contributing to credit submissions and supporting risk management across customer portfolios.

You’ll work closely with our bankers, company executives and professional investors, translating complex financials into clear recommendations and influencing structuring

Qualifications

• Proficient in analyzing commercial lending scenarios.
• Ability to interpret financial statements and assess risk.
• Strong written and verbal communication and relationship-building.
• Collaborative mindset with the ability to work independently when needed.

Responsibilities

• Contribute to high-quality credit submissions.
• Help structure deals and support risk management across portfolios.
• Collaborate with bankers, company executives and investors.
• Assist in shaping lending decisions for a diverse range of clients.

Skills

Credit analysis

Financial statement analysis

Risk profiling

Communication skills

Job description

Create your best future and join Westpac as a Credit Analyst.

What’s the role?

As part of our Portfolio Management Team in Sydney, you’ll play a key role in shaping smart, strategic lending decisions for a diverse mix of large private and smaller public companies. This full-time role blends deep credit analysis with commercial insight, giving you the chance to work closely with our bankers, company executives, and professional investors. You’ll contribute to high-quality credit submissions, help structure deals, and support risk management across customer portfolios. It’s a role that’s analytical, collaborative, and full of variety.

What do I need?

You’re a confident thinker with a sharp eye for detail and a natural ability to turn complex financials into clear and concise insights. You’ll thrive in a fast-paced environment and enjoy working across teams to deliver great outcomes. Here’s what will help you succeed:

• Strong credit analysis skills and a solid understanding of commercial lending.
• Experience working with financial statements and risk profiling.
• Excellent written and verbal communication skills and the ability to build trusted relationships.
• A collaborative mindset, with the confidence to work independently when needed.

We’re obsessed with becoming our customers #1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that:

• Special offers on banking products and discounts from top brands, including generous employee-only mortgage rates!
• Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave.
• Tailored learning and development opportunities to help your grow your career within the bank.
• Lots of opportunities to ‘give back’ to the Community by getting involved in our many volunteering initiatives.

We’re all about creating a supportive and inclusive community. We welcome everyone – no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community.

If you need any adjustments during the recruitment process, you can find more information and contact details on our FAQs and how to contact us page , under the ‘Diversity, sustainability and flexibility’ section.