Senior Manager Consumer Credit Risk

Westpac Group; Sydney; Hybrid; AUD 180,000 - 240,000; Full time

Job summary

Westpac Group is seeking a Senior Manager Consumer Credit Risk to join Group Audit from Sydney with flexible hybrid arrangements. You will lead risk assessment across policy, decisioning, and portfolio performance, and drive improvements in risk practices and regulatory compliance.

You will collaborate with stakeholders, interpret large data sets using SQL, SAS, Tableau or Power BI, and provide clear recommendations to strengthen lending outcomes while supporting sustainable growth and customer

Qualifications

• Extensive experience in financial services with end-to-end knowledge of consumer credit risk.
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Responsibilities

• Assess lending portfolio performance and risk practices.
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Skills

Credit risk policy

Credit decisioning

Portfolio strategy

SQL

SAS

Tableau

Power BI

Stakeholder engagement

Leadership

Regulatory knowledge

Tools

SQL

SAS

Tableau

Power BI

Job description

Create your best future and join Westpac as a Senior Manager Consumer Credit Risk

What’s the role?

As part of Group Audit, you will play an important role in supporting strong consumer credit risk management across Westpac. You will assess lending portfolio performance, review the effectiveness of risk practices, and identify opportunities to strengthen outcomes. In doing so, you will help support sustainable growth, sound risk management and regulatory compliance.

This is a permanent role based in Sydney, with flexible hybrid working arrangements. We also welcome applications from interstate candidates.

What do I need?

• Extensive experience in financial services, with strong end‑to‑end knowledge of consumer credit risk across policy, decisioning, portfolio strategy and performance
• Advanced analytical capability, including the ability to interpret large datasets and generate insights using tools such as SQL, SAS, Tableau or Power BI are required
• Strong commercial judgement and the ability to assess control effectiveness and emerging risks to portfolio quality and regulatory compliance
• Demonstrated ability to lead, prioritise and deliver outcomes, supported by clear communication and effective stakeholder engagement
• Well‑ developed interpersonal skills, with the ability to build trust and influence outcomes without formal authority
• Sound understanding of Australian credit risk regulatory frameworks and experience in automated credit decisioning are desirable

We’re obsessed with becoming our customers #1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that:

• Special offers on banking products and discounts from top brands, including generous employee-only mortgage rates!
• Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave.
• Tailored learning and development opportunities to help your grow your career within the bank.
• Lots of opportunities to ‘give back’ to the Community by getting involved in our many volunteering initiatives

Create your future today

We’re all about creating a supportive and inclusive community. We welcome everyone – no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community.

If you need any adjustments during the recruitment process, you can find out more informationand additional contact details by visiting the"People with Disability and/or needing Accessibility Requirements"page on our website.