Credit Analyst

Randstad Australia; St Leonards; On-site; AUD 90,000 - 120,000; Full time

Benefits offered by this job

Competitive base salary

Central Sydney location

Great team culture and camaraderie

Job summary

Randstad Australia in Sydney is seeking a Credit Analyst specializing in residential lending to assess loan scenarios and manage submission processes. The role emphasizes accuracy, compliance, and collaborative teamwork within a brokerage environment.

Ideal candidates will have at least 3 years' experience in mortgage or residential credit assessment, with strong communication skills and a track record of meeting targets.

Qualifications

• Minimum 3 years’ experience in mortgage or residential credit assessing.
• Experience in a brokerage environment preferred.
• Strong written and verbal communication skills.
• Proven ability to meet and exceed targets.

Responsibilities

• Assess residential loan scenarios and perform borrowing capacity calculations.
• Order valuations and package loan applications for submission.
• Perform compliance checks in line with requirements.
• Manage daily workflow to meet turnaround times.
• Liaise with banks and stakeholders and handle broker/lender requests after submission.

Skills

Residential credit assessment

Brokerage experience

Meet/exceed targets

Written and verbal communication

Job description

Credit Analyst | Residential Lending | Sydney, St. Leonard's

The Opportunity

Join a boutique mortgage brokerage with a strong track record servicing diverse clients in both the residential and commercial sectors. Known for its customer-first approach and a real team culture, the client is committed to professional growth. This is your chance to specialise in residential credit assessment within a supportive, thriving environment.

Your Role Responsibilities

• Assessment & Calculation: Manage the assessment of residential loan scenarios, including all borrowing capacity calculations.
• Loan Submission: Order property valuations, and efficiently package and submit loan applications to banks.
• Compliance: Complete thorough compliance checks in line with all requirements.
• Workflow Management: Manage the daily workflow to ensure all expected turnaround times are strictly adhered to.
• Stakeholder Liaison: Act as a key liaison with banks and stakeholders, and manage requests from brokers and lenders after loan submission.

What You Will Bring

• Experience: Previous experience in mortgage/residential credit assessing roles is required, ideally within a brokerage, minimum 3 years
• Drive: Proven ability to meet and exceed targets.
• Ambition: A keen desire to build a career in financial services.
• Communication: Excellent written and verbal communication skills.

What's In It For You?

• Salary & Commission: Competitive base salary
• Location & Culture: Central Sydney location, St. Leonard's close to public transport, great cafes and eateries.
• Environment: Benefit from a great team culture and camaraderie.

At Randstad, we are passionate about providing equal employment opportunities and embracing diversity to the benefit of all. We actively encourage applications from any background.